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sometimes they will pay and then they will turn around and sue YOU.
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∙ 16y ago
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Will liability insurance pay off your vehicle if it is totaled?
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?
The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.
What are the basic rules of car insurance in Massachussets?
Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.
Who pays when you back out of a parking space and hit a parked car?
It would be your fault, so your insurance company will pay. Unless of course, you have no insurance or you flee then his/her "no-fault" insurance would pay for the damage.
Can your car insurance pay you for pain and suffering if the other person is at fault?
Not in most states. The other person who was at fault's insurance will pay for your injuries as well as damage to your vehicle and property.
Does your minimum liability insurance pay for damage caused to the other person's car when you are at fault?
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What are your rights after a auto accident?
Simply put, it is the at-fault party's responsibility to pay for the damage caused in an accident. If you live in a no-fault state, then you and your insurance company will pay for your own injuries, but the at-fault party is responsible for property damage.
Will insurance pay if you do not have a police report?
Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.
Whose insurance pays when someone else hits your car?
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
Who pays your deductible if the other person is at fault in Michigan no fault auto?
No fault insurance refers to injuries, not property damage. Being in a no fault state simply means that your injuries are payed for by your own insurance company regardless of who is at fault in an accident. Fault is still assigned for the purpose of determining who is responsible for property damage. It is always the at-fault party's responsibility for pay for the damage they cause to you. If you are going to have the damage for your car payed for under your collision coverage then you will have to initially pay for your deductible, unless you have broad-form collision. If you do pay your deductible then your insurance company will sue the at-fault party to recover the money that they payed to repair your car, as well as your deductible for you. This process is called subrogation.
Will the other insurance company pay for my damages if i don't have collision and it was not my fault?
It should if they have property damage liability.
Someone hit you and you both have no insurance?
Whether or not either of you have insurance has nothing to do with determining fault. One of you is at-fault and it is the responsibility of the at-fault party to pay for the damage they caused. Regardless if you are insured or not, if you are not at-fault in an accident you should retain an attorney and sue the at-fault party.
