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Hope that you have lots of money..

Tell me your not stupid enough to drive a car with out insurance....

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14y ago
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Q: If someone drives your car with a valid license but your car has no insurance and they have an accident and at fault?
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What if someone drives your car and has an accident?

Your insurance rate will increase.


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If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?


Will progressive insurance cover an accident if someone else drives your car?

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If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?

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Are you penalized on your ins. if your 16 yr old doesnt have license?

If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.


If someone without a license drives a car and gets into an accident who will get in trouble?

Certainly the person that was driving without a license. It would depend on the circumstances if anyone else did.


Can someone who drives with no insurance drive with someone who has insurance?

no


If someone who does not have insurance drives your car and gets in an accident is your car still insured for damage to other vehicles and yours?

yes


If someone else drives your car with a valid license but no insurance of their own what happens if that driver has an accident who is responsible?

Technically, You are responsible for the car because the car insurance is in your name and not theirs. You can also go to court and they will investigate to see who should pay for accidental damages on the car but the Judge can also make the driver pay your cars insurance. It can go either way you or them depending on evidence of the accident.


Will your auto insurance policy be voided if you loaned your car to a friend without knowing his license was suspended and he got into an accident?

It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.


If someone drives your car and gets into an accident will your insurance go up?

The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.


How can you protect yourself when a car you own that your older son drives with insurance and has a bad accident?

Your insurance is the protection; that's the nature of insurance.