It depends on how the Summary Plan Descriptions (SPDs) of the insurance plans are worded. Although there are several methods, in most cases, it depends on the birthdate (excluding the year) of the parents. The parent whose birthdate falls earlier in the year would be primary.
However, be sure to read both SPDs to verify that this is the method that both insurance companies are using.
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There are quite a few coordination methods. The most common is the Birthday rule, whomever has the earlier birthdate (not necessarily the older parent) is prime. The sex rule always has the man as the prime. Court orders and divorce decrees will supersede this.
You should both be insured. If you each carry insurance on the other (say at work), then you will be paying the premiums of course, but one will always be primary.
No. Emancipated children have no legal ties to their parents.
Your Home will be considered Un-Insured
It depends on the insurance company, but I personally have never known of a company that would allow a parent to continue to carry insurance on a child after that child married, because at that point, you are no longer a 'dependant' of your parents.
The obvious answer would be NO, why would you have to carry insurance on a child that is now considered an adult.
i think yes. actually not i think i am positive . yes u an
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
You have to have a vehicle to carry auto insurance.
It is not necessary for a business to carry business insurance.
In the past it was common for people to be double covered for health insurance. However, now with the cost of medical insurance increasing so much in recent years and the decrease in the portion that is paid by employers, it is no longer reasonable to carry double coverage. In reality the second policy will only cover the 20% not paid by the primary policy and this is in exchange for the full premium.
yes it has to carry insurance because they are dealing with so many of other people's cars there for they have to carry auto insurance.
No, you do not have to carry WC insurance. Just be aware that without WC insurance, some Contractors may hesitate to hire you because, if you are injured without your own insurance, their insurance may become primary and they may be assessed "penalties" by their insurer.