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If you are listed under your boyfriend's auto policy as a driver can you add the car you own to his auto insurance coverage or does he have to own the vehicle?
Wiki User
∙ 18y ago
If you are listed as a friver you should be covered under his insurance which means you should be able to add your vehicle as wee.
Wiki User
∙ 18y ago
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What happens if an uninsured driver borrows your insured car and gets in an accident?
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
Can the driver at fault file a claim to his own insurance for bodily injury under his uninsured motorist portion of his policy if he was driving a friend's vehicle who had no insurance coverage?
No. Insurance follows the vehicle primary, driver secondary. Since the driver is at fault and there is no coverage under the vehicle itself, the drivers policy would pay for any bodily injury or property damage he may have caused. Therefore uninsured motorist coverage would not apply. The only way that driver would have coverage for himself is if he already had Med Pay coverage on his own policy.
Who is responsible when the driver of the vehicle was excluded from the insurance policy?
Car insurance typically follows the owner of the vehicle, not the driver. In the cae of an "excluded driver", unless that driver has his own policy that assumes coverage for a "borrowed" car, the original vehicle owner would be considered pursuable as an uninsured motorist.
Does the insurance company have to pay for a rental vehicle for a client until their vehicle is fixed if they have full coverage insurance?
Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.
If someone other than a family member is involved in an accident in your vehicle and is at fault whose insurance is responsible?
Barring any exclusions in the policy, the insurance 'stays with the car' so your insurance will pay for the damage to the innocent persons vehicle (under your liablity coverage). If you have collison coverage on your vehicle/policy it too will pay to repair your vehicle less the deductible. If there is no collision coverage on your vehicle and the driver has a policy with collision coverage the drivers collision coverage may step in and repair your vehicle, but ONLY if you don't have collision coverage.
Who is liable if you allow someone to drive your car amd he hits you with your own car and you have no unisured motorist coverage?
You have no insurance at all on the vehicle correct? And no other vehicles that have insurance? If the driver has insurance then that is where you need to go to look for coverage, if they are uninsured as well, then assuming he was negliegent (not all ped. accidents are the fault of the vehicle driver), then you will need to bring suit against the driver. Again assuming he was negliegent.
Who pays if a driver does not have auto insurance but the passenger does?
for the driver - there will no coverage. For the passenger the same as well. It is your responsibility as a passenger, to be sure that the vehicle you are driving in is INSURED, always.
What is the auto insurance for a Ferrari?
Depends on the driver's age & driving record, location, model, vehicle age, coverage and insurance company, and other factors.
What are the pros cons coverage limitations of broad form vehicle insurance insurance on one's self as a driver vs the usual ordinary vehicle insurance that is limited to vehicles one owns?
your question makes no sense.
How can a 18 year old driver get motor vehicle insurance?
An 18 year old driver living on their own can obtain motor vehicle insurance from local insurance companies such as "State Farm" or "Farmers Insurance". These places as well as many others like "Progressive Insurance" and "Geico Insurance" can be found online for coverage.
What happens if you wreck someone elses car but you have your own insurance?
Car insurance is just that: insurance for the car. When a contract between the insured and the insurance company is purchased, it is based on the driver and the vehicle. If the driver takes someone else's vehicle, the insurance is only for the original car. There would be no pay out for someone else's car. Example: Driver A buys insurance for Vehicle A valued at $5,000. Driver A uses Vehicle B that is valued at $35,000. The insurance cost is obviously not the same therefore the coverage is not there. In the event of bodily injury, coverage up to the agreed limits are there. Remember, health insurance does not cover care and or treatment due to a vehicular accident. I hope this helps clarify the questions.
Car insurance requirements for Kentucky?
No, Kentucky law requires you to have insurance that coverage the person/people/property that you hit. It does not require that you have coverage for your own self or vehicle. Uninsured motorist coverage takes care of any damage you receive from another driver who does not carry insurance.
