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If you are married and your spouse has bad credit can you apply for a home mortgage on your own?
Wiki User
∙ 8y ago
Sure, as long as your credit is good and you make enough/have enough assets to qualify for the mortgage.
Again, the legalities that apply in one state, may not apply in another state. It will be wise to check it out first.
Wiki User
∙ 8y ago
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If you are married and your spouse has bad credit can you apply for a home mortgage on your own in the state of Washington?
Yes.And I would recommend leaving your spouse's name and ssn off of any paperwork
If you are about to get married and you are filing Chapter 7 bankruptcy will this bankruptcy affect your spouse in any way after the marriage?
It will only affect the non-filing spouse if the couple apply for some type of joint credit, such as a home mortgage. It will not affect the new spouse's credit report/score.
Will a spouse's bad credit affect your credit in a community property state?
Yes. If you are married and your spouse has bad credit, you inherit that bad credit and depending on the state, you can inherit half the debt if you divorce. * No, debts incurred before marriage do not affect a new spouse's credit report even in CP states. Problems could arise however, if the couple apply for a joint line of credit such as a mortgage.
Who is eligible to apply for a CCJ mortgage?
In recent years it has become easier to apply for a mortgage with a CCJ on your credit report. The easiest way to determine if you're eligible to apply for a mortgage is to contact a UK independent mortgage broker after you have received your credit report from a credit reporting bureau to see if you qualify.
How could one apply for a 2nd bad credit mortgage in the UK?
Someone can apply for a second bad credit mortgage in the United Kingdom online. A person what has bad credit, they can still apply for a mortgage in the UK by filling out the application they can print online or get from a bank.
If you are married and your spouse has bad credit can you apply for a home mortgage on your own in the state of Washington?
Yes.And I would recommend leaving your spouse's name and ssn off of any paperwork
If you are about to get married and you are filing Chapter 7 bankruptcy will this bankruptcy affect your spouse in any way after the marriage?
It will only affect the non-filing spouse if the couple apply for some type of joint credit, such as a home mortgage. It will not affect the new spouse's credit report/score.
Will a spouse's bad credit affect your credit in a community property state?
Yes. If you are married and your spouse has bad credit, you inherit that bad credit and depending on the state, you can inherit half the debt if you divorce. * No, debts incurred before marriage do not affect a new spouse's credit report even in CP states. Problems could arise however, if the couple apply for a joint line of credit such as a mortgage.
Will your credit score change if you get married?
No. When you get married, your credit reports are the same as they were when you were single. The actions you take WHILE married, however, may influence your credit score. In States that are considered "Community Property" or "Marital Property" (there are nine in the US), the spouse must always be included on any new loans. Accordingly, if your spouse decides to apply for credit, your credit score will be a component of whether or not your spouse is approved. Also, if your spouse does not pay that bill on time or skips a payment, your credit report will be impacted.
Who is eligible to apply for a CCJ mortgage?
In recent years it has become easier to apply for a mortgage with a CCJ on your credit report. The easiest way to determine if you're eligible to apply for a mortgage is to contact a UK independent mortgage broker after you have received your credit report from a credit reporting bureau to see if you qualify.
How could one apply for a 2nd bad credit mortgage in the UK?
Someone can apply for a second bad credit mortgage in the United Kingdom online. A person what has bad credit, they can still apply for a mortgage in the UK by filling out the application they can print online or get from a bank.
How can someone apply for a mortgage loan?
Someone can apply for a mortgage loan by going to the Realtor website. The website has information on how people including those with bad credit can apply for a mortgage loan.
Where can someone with bad credit apply for a second mortgage?
There are many places where one can apply for a second mortgage with bad credit. This includes lenders such as Norton Finance, YBS Online and Vanquis.
If your fiancee files a chapter 7 bankruptcy and you get married how will that affect you?
It will only become an issue if you apply for joint credit such as a mortgage, vehicle financing, and so forth.
What do you need when you apply for a mortgage loan?
Good credit and adequate income.
Where can I go to find out how to get a loan?
You can go online to apply for a mortgage at https://www.wellsfargo.com/mortgage/apply/. You can apply with any bank online. You will have to answer financial information and they will pull your credit report.
If you married overseas to Taiwan and you suddenly feeling regret and left your spouse Can your spouse apply for divorce on one side?
Yes, your spouse can apply for divorce on one side
