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If you file a claim to fix 2 different dents that happened in 2 different accidents will you have to pay the deductible once?
Wiki User
∙ 17y ago
No, the deductible is per occurence. Think twice about dents however. If a dent costs $600 to fix and you got a $500 dedictible, do yourself a favor and pay the extra 100 and save yourself a claim and possible insurance increase.
Wiki User
∙ 17y ago
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If you have an accident before the deductible is lowered but the claim is not filed until after which deductible applies?
The deductible at the time of the accident not the time of claim.
Which type of deductible requires a new deductible for each separate claim?
Straight Deductible
If my insurance company deducts my deductible from a homeowners claim do i still pay the deductible?
Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .
Does a deductible have to be paid each time you file a claim under homeowners insurance?
The deductible applies to every individual claim.
Is your deductible waived on a comprehensive claim?
What? Why would it be? The comprehensive deductible is your retained limit of an occurance so unless you have a policy with a diminishing deductible or some other policy benefit that would waive a deductible it applies to each and every claim.
What is excess and deductible?
Insurers provide a deductible in a motor insurance so that from every claim this amount is deducted irrespective of the claim quantum. In some policies this is a compulsory deductible depending on the type of car. In some cases a deductible is imposed because of adverse claim experience. In some case the insured is given an option of providing for a deductible. These deductibles are also known as excess - compulsory excess, imposed excess or voluntary excess.
What can you do if you do not have the money for the deductible for your home owners insurance claim?
You can either borrow money or what to get the repairs done until you have your deductible.
If you are not at fault and the police report and witnesses prove this do you still pay your deductible?
You do not have to pay the deductible if the other person's insurance is paying the claim. If you put the claim through your insurance, and do not have uninsured, underinsured motorist protection then you will have to pay the deductible regardless of who's at fault.
When is auto deductible waived on a collision claim?
When you file a claim against your own company you must pay the deductible. Your company may pay you back the deductible only in cases where they go after someone else who was responsible for the damage and your company manages to collect for that damage. Some (not all) companies may also waive the deductible if the insured made no claim in the past 1 or 2 years, for example.
Does a homeowner have to pay a deductible on a liability claim brought against them for injuries on their premises?
No. The deductible only applies to them fixing their own house.
Can you claim summer camp fees on your taxes?
No. Summer camp is considered entertainment and is therefore not deductible just as movie tickets are not deductible.
Do you have to pay a deductible if a roof of a building falls on your car?
Yes, any time there is a claim which the insurance co will be covering, a deductible is paid.
