If they have to ask...your already in trouble. You must disclose all your financial dealing in the filing and swear to them under oath. If they find discrepencies...or they find you gave preference to paying some and not others (like your brother, and not your Credit Card), they can and will investigate and even reverse those deals.
No, there are easily applied for exemptions to the charges....ask you court clerk.
Yes. If they were not included then the bankruptcy doesn't apply to any debt owed to them.
There isn't enough information available to answer this question effectively. If this is your only debt you are filing bankruptcy on a relatively small amount of money. It'll cost you at least $1000 to file Bankruptcy. In my opinion it would be foolish. I wouldn't file Bankruptcy until you are forced to file, I would have to be in debt to my eyeballs and then some before I filed, it's a last resort. I would get a beater car for $1000-2000, work an extra job to make the money, sell something, sacrifice deeply. Try to buy a car without borrowing money. Borrowing on your last car wasn't a blessing, why would you do it again, if you continue on the same path you'll continue to get the same thing. Talk to the company or bank that is holding the lean on the car, explain the situation and attempt to release the lean. Don't be snotty, you are begging for mercy here. I would stop paying on the old car and save the money towards paying cash for a new car before I filed for bankruptcy, then when you are back on your feet settle the bad debt. It'll hurt your credit but it's still better than filing bankruptcy. Filing Bankruptcy is not some kind of "easy Button" if you are looking for an easy button you'll never be truly successful and you'll always be an easy target. Nothing that's worth it is easy. If you ask an attorney this question they will most likely tell you to file bankruptcy, after all that's how they get paid.
No. You virtually never "have to" file bankruptcy.Doing so will involve all of your other assets, including those ht aren't secured by property...and the secured property is still reserved to benefit those who have it is security in bankruptcy.
Free legal help is avaiable; contact the legal aid society, or ask the judge (if you are already involved in legal procedings) to appoint a lawyer for you as you are unable to hire one.
You will have to ask your bank about that. They are in control now.
1. You can file a contempt action in bankruptcy court and ask for attorney's fees and costs. 2. Depending on the kind of bankruptcy and the kind of harassment, you may be able to file a claim in bankruptcy or state court for violations of the debt collection practices act. You may have to send the creditor a certified-mail letter explaining what your complaint is and what you want the creditor to do about it. Check your state's statute and cases. 1. You can file a contempt action in bankruptcy court and ask for attorney's fees and costs. 2. Depending on the kind of bankruptcy and the kind of harassment, you may be able to file a claim in bankruptcy or state court for violations of the debt collection practices act. You may have to send the creditor a certified-mail letter explaining what your complaint is and what you want the creditor to do about it. Check your state's statute and cases.
No. But they can ask to be excluded from the bankruptcy. Usually a deal can be made with the lender to keep a vehicle. If it is covered by the exemption and the borrower lives up to the contract agreement.
ask your series 24 or 26 principal at work. I was able to apply for the series 6 after filing bankruptcy, so you should be able.
You should ask your BK attorney, however you cannot conceal those funds and yes, that would be assets considered in the BK to pay creditors. If you say nothing about it, they could go after you for bankruptcy fraud.
I didn't get your question. Are you trying to ask if you can able to file bankruptcy again even though you had filed previously one? As far as i know, Student loans won't discharge in bankruptcy. It's better consult this from the bankruptcy advisers.
Ask the attorney that is filing your Chapter 7 case.