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If you have a pre-existing condition is it better to have a lapse in coverage or pay the extremely expensive cobra until the next insurance plan starts?
Wiki User
∙ 12y ago
Consult with your primary doctor and let a professional who knows you determine what would be best.
Wiki User
∙ 12y ago
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Does there have to be a diagnosis to be considered a preexisting condition?
According to my insurance company if you have seen a doctor about the condition it is preexisting.
Is there an insurance company for pregnant dogs?
There is an insurance company for vet services, but it is pretty expensive. I tried it once and dropped it. Not sure if they would cover a dog with a "preexisting condition." Call your vet they have the forms for the company.
Is prostate cancer considered a preexisting condition?
If you try to get health insurance and you have cancer, it is considered a preexisting condition.
What is the meaning of pre existing?
Preexisting means something that already exists, or exists before this point. For example a preexisting condition in relation to medical insurance is an illness that you have before you take out the insurance.
If a patient is diagnosed with a disease before the effective date of the insurance plan is?
preexisting condition
What is the definition of a preexisting condition?
The diseases which already existed at the time of taking the health insurance policy are attributed as preexisting condition. The Health Insurance Co. is at liberty to cancel your claim forthwith if it is proved that you contacted any such disease after taking the policy.
Does a preexisting condition matter with no exam life insurance?
You will have to fill out a questioneer and disclose your condition. Your prexisting conditions do indeed matter.
Is having a heart cathetor test considered pre existing condition?
Tests, of any kind, are not included in the definition of preexisting condition. You have to be given a definitive diagnosis from that testing in order to have a preexisting condition. If by having a heart cath test, it was determined that you did not need to have one placed, then you do not have a preexisting condition. For example, you may have an MRI/CAT Scan and then a PET Scan to determine if you have cancer, but if they find you do not have cancer, then you are not diagnosed with a condition, therefore cannot considered preexisting. I should add that, generally if a Dr. wants to evaluate for a heart cath, then you currently have or have had issues with your heart in the past. This may be something like a high percentage blockage, irregular heart beat, thickening of the lining around your heart, etc. This would be considered a preexisting condition and future insurance companies may determine that any intervention needed on your heart would be preexisting. However, insurance companies usually have a preexisting time frame (generally 12 or 24 months) in which a condition is no longer consider preexisting. For example, if you were diagnosed with a heart condition 13 months ago and the insurance company you are planning on joining policy is a 12-month limit on pre-existing conditions, then you are in the clear and the preexisting condition clause does not apply to you.
Does insurance cover foundation repairs?
It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.Contact your insurer or your insurance agent for clarification of your coverage.
Does optical insurance cover disposable contact lenses?
If you were to purchase optical insurance, you would have to pay an increased rate for a preexisting condition. However, the optical insurance would cover the cost of of the lenses.
Is an ovarian cyst considered a preexisting condition if it has dissolved on its own months prior to being enrolled in an insurance plan?
An ovarian cyst would not be considered a pre existing condition. You should have no problem getting an insurance plan.
In Texas can insurance companies reject patients with preexisting conditions?
Any Health Insurance company can reject anyone with a pre existing condition. Look for another Health Insurance company if you are rejected by one.
