"LETTER"? What letter do you need to get your car back? If you don't remember how much you owe, just ask them.
If you were notified that the vehicle was to be repo'd, and failed to turn it in, perhaps the repo guy figured the best time to get the vehicle was when he would be sure you were home. Maybe he had tried to reach you at other times and you weren't there. Sometimes people do what they have to do, just to get the job done. Yes, because it can be legally presumed that such action could create a disturbance for neighbors and/or other members of the household.
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Call the repo company.
It can vary from repo company to repo company. but on average in the ny area storage fees can range from $15-40 a day. It depends on the arangement the repo company has with the bank
In Florida, the repo company charges the lender with the cost to repo the car. However, the repo company can charge no more than $25 for storage of personals found in the auto.
If a bank has a lien on a unit and you are not paying they have the right to repo it. You need to talk to them and work out payments. A cure letter is them giving you 20 days to either pay the delinquent amount or they will take other actions such as a law suit or repo.
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The car is not yours, it belongs to whoever got the repo company to collect it. They can decide what happens to the car, if they instruct the repo company to break into it, then that's what will happen.
You cannot stop the repo company from harassing you unless you pay your bill. The only thing you can do is try to ignore them.
No.
Who told you there would be no storage? The lender? the repo co.? Call the LENDER, they have control of the repo company.
Only if your car was lojacked by the manufacturer and the repo company have the details to locate it.
It isn't unheard of for a repo company to call your friends to try and find out where you and your car might be. Some people try and hide their car from a repo company so that it can not be repossessed.
its a repo company