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You won't have any trouble at all getting a loan but most banks will probably want to issue credit by way of a credit card unless you have some sort of collateral (paid off car, or equity in a home)

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Q: If you make 30k a year have no debt and your FICO score is in the low 800's would it be possible to get a 10k-15k personal line of credit?
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How is your credit score computed?

Credit scores are personal information. If you can tell me how your credit score is computed then I will tell you how my credit score is computed. Okay?


Where online can a person find information about their personal credit score?

A person can find information about their personal credit score from websites such as Credit Karma, Experian, Equifax, and TransUnion. These sites can provide a free credit report, credit monitoring services, and information on improving their credit score.


Is it possible to obtain an aqua credit card with juat a fair credit score?

Yes, it is possible to obtain an aqua credit card with just a fair credit score, though it's easier if you have a good score.


Where can you get a personal loan with a 577 credit score?

You can get a personal loan with a 577 credit score at places such as Rise. The associate percentage rates are often high, however.


Is it possible for a person with a credit score below 450 to get a personal loan with no collateral?

It is very improbable that you will get an unsecured loan with a credit score in the 400's. Unless you show that you are trying to rectify the reason for your score to be so low and show proof that you are doing so.


How can one calculate a Personal Credit Score?

One can calculate a Personal Credit Score using Credit Score Calculators found from various sources. These sources include: Trans Union, My Fico, Bank Rate, and other sources.


Do you have a credit score if you do not have any credit cards?

Yes, it is possible to have a credit score even though you don't currently have any credit cards. If you have ever applied for credit of any type then you are likely to have a credit score.


Where can I get a free personal credit score online?

You are entitled to a one free credit score per year. Go to the website of Experian, Transunion or Equifax and they will give you your credit report and score.


Is a credit score of 800 good?

A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.


Does it effect your credit score when request your personal credit file?

if someone looks into your credit report, yes it will effect your credit score. it will reduce between 3-10 points.


What does a credit score do for people?

A credit score is looked at to see if you can obtain a loan or get financed for a house, car, etc. It is important to try and keep your credit score as high as possible.


How important is my business' credit score when applying for business loans?

Your business' credit score, and your own personal credit score, are critical components to landing a business loan at a reasonable rate. The higher your score, the better your rate.