0
If you only have liability insurance and someone hits your car and leaves should your insurance cover the damages done to your car?
Wiki User
∙ 14y ago
No. Physical Damage coverage to your own vehicle would be covered in this instance if you purchased the coverage, but liability only would not repair the damages.
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
Is bodily injury liability car insurance less expensive than most car insurance?
Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.
Can you sue council if leaves cause motorbike accident?
No, Falling leaves, trees, branches etc. are an act of nature. No one is liable for an act of nature and your city council has no control over nature. There is nobody to sue because no one is liable for the falling leaves. If you have full coverage on your bike then your own insurance will cover the damages. Mother Nature does not carry liability insurance.
Who's insurance is liable if someone hits you but leaves the scene?
That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.
The driver of a rented Uhaul hits a parked car and leaves a not but the other driver does not call until two weeks later what can be done?
There are two ways to deal with this: 1. If the renter of the Uhaul purchased collision and liability insurance at the time of rental, then he needs to file a claim with Uhaul. Their insurance company will take care of it. 2. If the renter did NOT purchase Uhaul's insurance, then the driver is responsible and his personal collision insurance should take care of you. If the driver has no insurance, your other option is to take them to civil court or small claims court to recoup the cost of the damages.
Can you own an insurance company with a felony if your grandfather leaves it to you in his will?
Yes you can own an insurance company with a felony. You will not be able to get or keep appointments with the carrier. Therefore, appoint someone else. I know someone who does this in OH now.
Will the insurance companies add step points to your insurance if someone hits your car and leaves the scene?
No there is no surcharge on a hit and run accident but your deductible still stands. thanks for the question
Why do you need Pollution liability insurance?
The reason companies need pollution insurance is because no other insurance policies will cover damage and remediation costs resulting from pollutants you use during your business operations. Lots of companies use pollutants but some have a lot more pollution liability risk including general and artisan contractors, dry cleaners, abatement contractors, manufacturers, automotive companies, etc. Example: Painting contractor leaves a gallon of paint on sidewalk and it gets kicked by a runner, the paint seeps into a storm drain. Not covered by general liability.
San Diego Car Insurance Requirements?
Like most of the states in the Unites States, California has made it a requirement for every driver of a motor vehicle to possess liability car insurance at a minimum. Liability coverage pays for damages inflicted to the body and vehicle of the driver who is struck by the insured person. The minimum level of car insurance required in San Diego, and all of California, is as follows: $15,000 for medical expenses for a single occupant, and $30,000 for multiple occupants $5,000 in additional property damage, including vehicle repair Of course, as we noted, this is the minimum car insurance required for a driver to be legal on the road in California, and it is considerably less than what is first required in other parts of the country, and second less that what may be required for the victim to recover from the accident. While liability will pay for damages to the victim's vehicle, it leaves the insured driver responsible for the repairs to their own vehicle, which is not covered by liability-only insurance. Of course, in the event that the damages or medical expenses to the driver who was hit by the insured are higher than the amount of coverage provided, then the insured may also be sued and deemed responsible for the additional charges. Most drivers now also carry uninsured or under insured coverage to pay for the repairs caused by a driver who carries only liability coverage. The risk of being hit by someone who does not carry enough insurance to cover all expenses is far too great for many drivers, and so as a means of self- protection, many drivers now choose to add this rider onto their own car insurance policies so that they are covered, even if the insured driver who caused the accident is not. Collision and comprehensive motorist coverage is available to those who can pay for that level of insurance. Aside from accidents caused by the insured or others who may cause an accident, collision and comprehensive coverage can cover the insured's person and their vehicle in the case of an accident that involves no other motorist, such as veering off an icy road into a ditch or immovable object. Only liability car insurance coverage is required of San Diego drivers; however, every driver is strongly recommended to carry a policy greater than the minimum required – not only to protect others, but also to protect themselves and their loved ones.
What if you're waiting to leave a parking lot and someone backs into you then leaves and once caught up to only gives his name number and address but not insurance and is now saying that you hit him?
file this with your insurance company...i assume you have the license plate number? your insurance company can trace this.....unfortunately this happens a lot (people blame other party)...your company will investigate it fully....report it immediately, yes, even if you do not have collision coverage, and only have liability as this party may try and claim their damage as well...........
Do you need a liquor license if you are in the catering business and you serving the customer liquor?
Absolutely you do. You also need Liquor Liability insurance. Look up "Dram shop act" You can be sued if anything happens when a person leaves the site intoxicated and they get into an accident. You dont have insurance or a license to sell alcohol - it can cause you to be in a lot of trouble.
Who is liable for the damage if a car which is registered to a dealership rear ends another car then leaves the scene and is abandoned?
If your in Ontario: The driver of the car that rear end another vehicle is always liable both criminally and civily. In your scenario, the driver left the scene of the accident, this is known as failing to remain and is a criminal offence in Canada. If the car was abandoned, you can bet it was probably stolen. Stolen vehicles are not subject to the registered owners insurance. Basically your insurance coverage will provide for your vehicle. And the dealerships insurance will cover damages done to the dealerships vehicle. Now...if the driver of that vehicle is found he would be charged with the above, and in addition you can file a lawsuit against him for any injuries. (your insurance company will definitely sue the driver to recoup there losses for the vehicle damages) If the vehicle was not stolen, but being test driven ( you have a really stupid driver) then the dealerships insurance will cover the damages. However, your insurance company will front the bill for damages and get reimbursed by the dealerships insurance company pending the result of a police investigation. This is known as no fault insurance. Other provinces in Canada have there own laws regarding insurance and liabilities. The same with the U.S.A. KeVin Toronto
What happens when someone not on your insurance drives your car leaves the keys in the ignition and your car is stolen will the insurece company pay if my car is totaled or can they refuse to pay?
Read your policy.
