legal answer : if you make a payment on due date or before it wont effect your credit. if the check bounces different story! its between you and them ,dont lose any sleep over this issue . allways ask for a reciept! pay buy cashiers check or money order next time !
Late Payment on Apartment LeaseA lease will not show on your credit report; unless there was a judgment against you.
Your landlord would have to report payments to the credit bureau.
Yes it is against the law to give out a forged credit report.
Go to an apartment place and ask them that you are interested in an apartment with them but you want to make sure your rental history report is clean. And then ask them to print one up. And it will be mailed to you. Check your credit report. Once a year you can request your credit report from the major credit reporting agencies Transunion, Equifax and Experian.
A credit report will carry a lot of weight for rental housing applicants depending on the rental agency. Many times a credit report will determine the amount of deposit needed to rent the property.
When you fill out an application for credit, one of the questions is Rent? Own? That answer will show on your credit report right next to your address. Whether you paid rent on time won't show in your list of creditors.
Technically, yes, but usually this is not the case. Most major companies will post the good and the bad, particularly credit card companies and banks. Other companies will only report the negative, such as utility companies, apartment rental companies, etc.
If the landlord goes to court to obtain a judgment on the unpaid two months rent, this will show up on your credit report. Any time an account is unpaid, in collections, judgment or late, your credit report will take a hit. This may hinder you from obtaining another apartment as that information may be listed under adverse which can remain on your credit report for 7 years.
reporting credit delinquenciesI am a landlord. My tenant is seriously in default of her lease and is in arrears in excess of $5,500. and refuses to pay. How can I report her to the credit agencies?-----------------You will need to take her to court (small claims court) and get a judgment against her. The judgment is a legal action against her and will show up on her credit report.
should show up on your credit report.
Yes, If the co-signer gets "dinged" on the credit report just like they where the signer
RPI-LD = Real Pages Inc. They are a resource through which landlords check the credit scores of potential apartment renters.