What would you like to do?
If you turned your medical bills over to your insurance should he include these costs even if the other person's adjuster wants you to pay medical bills out of the final settlement?
Recovering medical expenses I would consult with an Attorney, otherwise you may end up paying for some of your medical bills out of your own pocket after the final settlement. Insurance companies tend not to play fair, whether it be your insurance or the other parties. And ask people you know if they can refer you to a good Attorney, as oppossed to those who advertise on T.V. A consultation with an Attorney is always free and worth the time. Hope this helps.
36 people found this useful
Was this answer useful?
Thanks for the feedback!
If you have a medical bill that you forgot to include in your bankruptcy are you still liable to pay for it even if it was done before you file bankruptcy and later found out the insurance didn't pay it?
Yes, it is still considered your debt, even though you have had a bankruptcy discharge. You could try reopening the BK filing and adding the debt on. That however is complica…ted and expensive. Your best option IMO, is negotiate with the creditor. The Bankruptcy Code says a debt is not wiped out if it was not listed (see 11 U.S.C. 523(a)(3)), but there is some case law (not applicable in all jurisdictions) that says it IS wiped out in a Chapter 7 case IF it was inadvertently missed, IF the Chapter 7 was declared a "no asset" case, and IF the debt was of the sort that it would have been discharged had it been properly listed. In this situation, one could call their bankruptcy attorney and ask how much it would cost to reopen the case and add the creditor to the bankruptcy. The Court charges a reopen fee of $155.00 and an amendment fee of $26.00, plus the attorney would charge his or her fees to do the work. Then, one could ask the medical creditor how much they would settle the claim for. Whichever is cheaper is probably the best thing to do. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
Answer It really depends on the company that you are dealing with. Some companies will not except a settlement but will over to set you up on a payment plan for… so many months until the bill is paid off.
Must you reimburse your insurance company for medical bills paid on your behalf when you get a settlement from the other insurance company even though youve been paying premiums to cover medical costs?
Answer normaly yes, many people dont. you can wait it out, see if they ever catch on. if not go buy some shoes, if they do, which usually takes at least a year, …get ready to return the shoes. eventually the insurance companies settle their explanation of benefits, and find out who owes what.
This is a common plight amongst many citizens in the US. There are various agencies (local and state) that provide limited medical benefits to those who are truly 'needy' or '…homeless'. The other things to do is contact the place where the medical bills have racked up and talk to them about how you might make some form of monthly payments. Might mean giving up things at home like the internet, cable tv, mobile phones and the like, but when bills start piling up, matters must be taken to pay them before we can have the other 'luxuries' of life. One needs to understand that the company the provided the medical items is also in business, and as such also has its own bills to pay, including the salaries of the medical professionals who provided the service. In addition, the medical professionals who provide the medical services have spent many long, hard, expensive years in school in order to be able to provide that medical care. Doctors spend at least 10 - 12 years in school and training, and nurses, med techs, physical therapists, etc., spend as much as 2 - 6 years in school and training to be able to provide their services.
Depending on the type of accident and sometimes who is responsible but generally yes. Please, next time, read the fine print of your contract.
Cough up the money when your sick. I mean that literally, that would be way much easier!!
In the majority of states a medical bill can be turned over to a collection agency at any time. Doesn't matter if you are paying on the bill or have an agreement with the doct…ors office. In some cases these collection agencies are NOT outside companies but an account receivable agency for the group of doctor's or clinics. It is far more efficient to have a third party handle payments and invoicing. Kind of like having a 3rd party do your companies payroll. You should ask the 'collection' agency if they are part of the group you owe the bill to. If so, it is far easier to negotiate with them. If not, make sure the agency has correct information on file. You may actually be in the middle of a dispute between your insurance company and the billing office. If so, contact your doctors office to get this resolved asap and make sure they take the bill back from the collector. Get it ALL in writing.
Not if you are making your payments.
What is the consequences of not paying medical bills after receiving an insurance settlement when you're the passenger in the accident?
You used medical services and you intended to not pay the people who rendered those services? Do you believe they will simply ignore your non-payment? Answer: While you are no…t obligated to pay out of the settlement (Side note: looks like they should have sent that portion in for you to pay the people what they are due because you are to sorry to do so) You will still be obligated to pay them for providing you with medical service. They will either sue you, garnish your wages, or your bank account.
go to court
Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers' insurance, can fall …back on yours but your rate won't increase if you're found not at fault.
It depends. Life insurance is non-taxable and non-attachable. If the policy is paid directly to beneficiaries not affiliated with the deceased's estate then probably not. Howe…ver, after the proceeds are paid it just becomes money and if those proceeds are part of the estate, then they probably can. It also depends on the laws of the State, so I would check with a lawyer if it was a major concern. MyInsuranceXpert
What do you do if you are in an accident and not your fought and the other person only has min ins and it don't even pay your medical bills who do you turn to?
The insurance co will cover only the policy limit/amount, however, you can sue the other driver for the rest. However, the insurance co will ask you to sign a release of all c…laims, which you should not do if you're still owed money. Just because you don't sign a release, it doesn't mean that the insurance co won't settle with you. In your case you need to contact an attorney and do so ASAP.
YOu have to pay the balance of what the insurance companies do not pay.
Yes, the insurer will pay for your care as long as you had coverage on the date of the surgery. It does not matter that in the month after the surgery, you ended your coverage….
yes they pay for your medical bills