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If you were hit by an uninsured motorcyclist and didn't have comprehensive coverage at the time is there anything you can do to recoup payment from that motorist?
Wiki User
∙ 11y ago
Your only other option is to file a lawsuit. Hopefully you called the police and the motorcycle rider was either arrested or cited for operating a motor vehicle without insurance. To an extent that's all the police can really do and that is to cite the driver and the DMV will later issue a license suspension for at least one year. So in essence your only other option is to sue the rider, and have the court order them to pay you money. Given that, a lawsuit does not guarantee payment. This is because the person is unemployed, has already too much outstanding debt to pay another one, they are homeless, they work a low paying job so the payments would be very small, or they may simply leave the state, change their name and social secutiry number, and start anew elsewhere. Your other recommended option is to consult a lawyer for legal advice. When the lawsuit does finally happen, hopefully you took photos of the accident scene and that combined with the police report is a probable win for the case.
Did you have Collision coverageThat is what would cover your damages in this case.Wiki User
∙ 11y ago
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Does insurance pays for a comprehensive insured car driven by an uninsured driver?
Comprehensive coverage does not apply to the driving of a car. It should be covered.
What happens if there is an autombile accident with a motorcycle and you have insurance but the other motorcyclist does not have a license or registration?
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.
What type of insurance will pay for damages if you are the victim of a hit and run?
Uninsured motorists coverage is the coverage that is designed to cover this type of accident. Collision will also cover it if you don't have uninsured motorists coverage on your policy but you may be charged with an accident on your policy. A-Plus answer Comprehensive Coverage.
Does uninsured motorist insurance pay if you hit a deer?
Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer.
What is a description of the options available with auto insurance?
Options available with auto insurance are Liability, Medical coverage, Collision and comprehensive coverage, and Uninsured motorist coverage.SK(APEX)
Is uninsured motorist property damage necessary if I have comprehensive and collision coverage?
Uninsured motorist property damage coverage is usually not required and sometimes is not offered at all in a particular state. If it is offered in your state you should consider purchasing it. One accident with an uninsured driver can leave you with significant bills to cover your property damage.
Is it necessary to carry uninsured motorist coverage in Arizona?
It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.
Is full coverage insurance worth paying on a salvage car?
Usually not, collision and comprehensive only pay based on pre-accident value of the car, which for a salvage is very little if anything. You will need liability and it might be useful to have uninsured motorist.
Which coverage would cover a car falling off a lift comprehensive or collision?
Comprehensive. You did not dive the car into anything
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
What is Uninsured motorist protection?
Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.
What types of car insurance coverage does State Farm offer?
State farm offers many kinds of car insurance coverage. They offer comprehensive insurance, liability insurance, personal injury coverage, uninsured and underinsured motorist coverage,as well as rental reimbursement and Emergency Road service.
