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Yes. Anytime you have doubts about the validity of a debt, you should ask for confirmation. Since this is not the original creditor, they have to by law, give you a full accounting of the debt. The fact that you are being sued, is even more important for you to get the details in writing. The creditor has thirty days from the time they receive your request, to comply. Send your request by registered mail, get and keep the receipt, that's very important.

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Q: If your credit card debt was sold to another company and that company is suing you can you request to see the original contract agreement?
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If you were writing a letter on behalf of one company in an attempt to gain a business contract with another company which business letter would you write?

You would write a proposal, an offer of an agreement or contract.


If my alarm company was acquired by a big company then sold to another The new company increase rates 30 pct and has shown me my original contract that says it can raise rates Am I bound to it?

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Does a credit card company have to provide a written contract if a consumer request it If so and a contract is not presented what steps can the consumer take to remove this piece of bad debt?

I had a dispute with a credit card company. I sent several certified letters to them, requesting a signed (by me), copy of the original contract i allegedly signed with them. They ignored me, and I quit paying them. This has been 2 years now, and I have not heard from them, and my credit was not affected by this. I have learned if a credit card company sells your alleged debt to another card company, your original contract somehow disappears. The card company may threaten you, but the bottom line, there is a consumer bill of rights, and you are entitled to make them provide the original contract. (which they can't do)


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