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Does a credit card company have to provide a written contract if a consumer request it If so and a contract is not presented what steps can the consumer take to remove this piece of bad debt?
Wiki User
∙ 14y ago
I had a dispute with a credit card company. I sent several certified letters to them, requesting a signed (by me), copy of the original contract i allegedly signed with them. They ignored me, and I quit paying them. This has been 2 years now, and I have not heard from them, and my credit was not affected by this. I have learned if a credit card company sells your alleged debt to another card company, your original contract somehow disappears. The card company may threaten you, but the bottom line, there is a consumer Bill of Rights, and you are entitled to make them provide the original contract. (which they can't do)
Wiki User
∙ 14y ago
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What is the contract purchased from an insurance company by the consumer at retirement to provide a continual income?
Annuity
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An annuity
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