The one with the signed paperwork.
No.
You need to review the Master Deed to determine if the Board of Directors must be comprised of property owners. If that is the case then your spouse would not be eligible.
A decedent's spouse is the next of kin and has the right to make all decisions regarding the funeral. The spouse is also responsible for paying the bill. The "family" must defer to the spouse's wishes.
The estate has the responsibility to settle all debts including funeral costs in Ohio. Once that is done, the remainder can be distributed.
That is the purpose of Life Insurance, to pay those bills and the cost of a funeral.
The hospitals often will forgive medical bills if the attorney or spouse calls the collection or billing agency for the hospital. Often, hospital bills are one of the bills not required to be paid at all by the spouse.
The spouse is not personally responsible for the funeral bills, unless they set them up and signed the paperwork, which is often the case. However, the estate is responsible. Which means that the estate may be depleted and a lien placed on the house. The spouse may not inherit anything.
In this case the assumption is that the wife inherits at least half, if not all, of the husband's assets. But the estate has to liquidate all debts before they can transfer any assets to the spouse. One way or another, the spouse does end up paying for the funeral.
Under U. S. law the couple was still legally married at the time of death. The surviving spouse has the right to make decisions regarding the funeral and burial. Generally, the surviving spouse also has a right to inherit property whether the decedent died with or without a Will. The amount may vary in different jurisdictions.
Often there are teas after a funeral more than there are dinners and there is no need to send a Thank You note. The person who has had the dinner of their loved passing is doing so to thank the family and friends for attending the funeral and honoring their loved one.
The estate is probably responsible unless the will says otherwise. In most cases the person making the arrangement will have to pay for the funeral and ask the estate to reimburse them.
You must obtain consent from your spouse. And if you are married they will contat your spouse about the thrift savings plan. If you end up getting a divorce and try to take some of the money , your spouse will also be contact for approval.