0
In what circumstances would accidental death and dismemberment insurance pay if death occured while cutting grass had a heart attack?
Wiki User
∙ 14y ago
Unless the insured had no prior cardiac health related events, an AD&D policy would NOT pay because a heart attack would be considered an illness or medical condition. However, if the operator of the mower were cut by its blades and subsequently had a heart attack it is likely that payment would occur. Be sure to check for a clause in the policy regarding "improper operation of equipment" as an exclusion. If an improper operation of equipment clause existed, being cut by the blades would only be honored if the equipment was manufacturered improperly.
The long story short is that AD&D policies are EXTREMELY profitable and the option to cover or deny a particular claim is up the insurer. In a weakened, injured or near death position, the insured is not likely to be able to benefit from a prolonged civil suit against the insurance company.... therefore the actual payment (even in clearly defined cases) is often a fraction of the policy's face value. A quick settlement is usually more enticing than a full payment protracted over 18 months of courtroom battles.
Spend the money on better health, life and auto insurance and you'll come out ahead statistically speaking.
Wiki User
∙ 14y ago
Add your answer:
Earn +20 pts
Where do you get insurance for cutting trees?
An insurance agent. (What kind of insurance do you mean? There are specialized agencies for things like worker's comp insurance.)
How do you get hired in WWE?
Be a muscular good actor who is willing to get accidental injuries and/or cutting them self in a first blood match.
What do you get charge with for cutting someone?
Cutting someone with the intent to harm can result in criminal charges such as assault with a deadly weapon or aggravated assault, depending on the severity of the injury and the circumstances of the incident.
Will insurance companies pay for toenail cutting?
no, because its not endangering your life, just your shoes.
Will a traffic ticket for cutting corners raise your insurance rates?
A traffic ticket could raise your insurance rates. It won't raise them right away, but may come into play when the insurance is being renewed.
How is it possible to cut down the cost of one's automobile insurance?
There are several different methods that one can use in order to cut down the cost of one's automobile insurance. Some of these methods are: cutting rates, and changing insurance providers.
Is it illegal to cut anyone's hair?
In general, it is not illegal to cut someone's hair with their consent. However, cutting someone's hair without their permission can be considered assault or battery, depending on the circumstances. It's important to always get permission before cutting someone else's hair.
You broke a window cutting the lawn for neighbor who pays you?
If you broke a window while cutting the lawn for the neighbor that pays you then they can replace it themselves. They can hold you responsible and not pay you and make you pay for the window. Or if they have homeowners insurance they can see if it will cover the broken window.
When is hedge cutting banned in UK?
Although there is no legislation specifically prohibiting the cutting of hedges at any particular time, there is legislation which can make if an offence to disturb nesting birds in some circumstances. One should avoid cutting hedges when it might disturb nesting birds, but regular light trimming of typical garden hedges should not present a problem: but check anyway.
Tag Title and Tax was not paid at time of purchase how can one get money for that?
You will have to earn it, or save by diligently cutting out any nonessentials for a period of time. If you don't have insurance, you cannot register the car. And, with a new car, you definitely need to have insurance.
Is it cheaper to buy auto insurance directly or go through a broker?
The main thing brokers do is look for the cheapest insurance for you by contacting different dealers. Cutting out the middle man and looking for the best rates youself can save you a lot of money.
Will sparks when cutting a sewer main ignite the gases inside?
YES it can if explosive gases are present. Use a atmospheric testing device to check for LEL (lethal explosive limits) before cutting!!!! If gases are present I suggest you use a vent blower to remove the explosive gases before cutting or even better hire a professional with a license and insurance.
