No. but it could lead to a lien being filed later if you are found liable and you don't have coverage under your home insurance policy.
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
depending on you insurance company... I know my snowmobiles are covered on my homeowners
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
The insurance company reserves that right.
Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.
Most homeowners insurance companies do not provide mortgage financing. Any damage done to a home, such as hail, wind, fire, etc. should be covered by the homeowners insurance. If the roof is just "worn out" it is the homeowners responsibility This is considered normal and expected maintenance incidental to home ownership.
Hard to insure homeowners insurance could mean that you have poor credit or represent high risk to a homeowners insurance company.
Standard home insurance and valuables insurance are two of the different types of homeowners insurance available to customers that are offered from Chubb.
it depends on the company
None of the major insurance companies sell homeowners insurance in Florida. The state has made a mess in the insurance market and now the state run company citizens is reaping off homeowners.
What do you mean "private company" If you have HO insurance the bank can not canel it. Only you can.
Probably not. But talk to your insurance company.