It depends on your insurance policy
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
No. It covered under a motorcycle policy.
no
No
Is a dirt bike covered under homeowner personal property?
No, Power surges and other utility provider related damages or outages are not a covered peril under the terms of your home insurance policy
no animals are not covered property under HO policy
No, Your homeowners insurance does not cover landscaping or lawn maintenance.
yes under coverage B - other structures
Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.
This would be covered under Malicious or accidental damage if your insurance company provides this.
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage.