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No. Only the account holder is responsible for repayment of debt incurred on a credit card. An authorized user is not responsible for repayment, but in this case if the now deceased AU continued to use the account after the death of her mother (the account holder), the AU's estate might be responsible for any charges made under such circumstances. In any event, the surviving spouse is NOT responsible to repay the CC debt.

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Q: Is a surviving spouse in Pennsylvania responsible for repayment of a credit card debt when his deceased wife was the authorized user on an account that was held by her deceased mother?
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In Missouri is the spouse responsible for credit card debt when the other one dies?

If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.


Is a surviving spouse in New York responsible for repayment of credit card debt only in name of deceased spouse?

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Is the surviving spouse responsible for the medical bills of a deceased spouse in Florida if they have not lived together in 20 yrs?

Only if the surviving spouse entered into a repayment agreement with the medical providers.


Are surviving children in Pennsylvania responsible for paying the mortgage debt of deceased parents?

The children are not directly responsible in Pennsylvania. The estate is responsible to settle all the debts. Until these have been paid, the children are not entitled to receive anything.


In Pennsylvania is the surviving spouse responsible for the deceased spouse's medical and credit card debt?

No, the spouse is not responsible. However it does come out there assets left behind.


Is a surviving parent responsible for paying any bills for a deceased child in the state of Pennsylvania?

If the child is a minor, yes, they are. If the child is an adult, no, they are not.


What happens if a co signer on a car loan passes away?

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If the primary holder on a credit card dies who is responsible for outstanding balance?

In most instances the account holder is the only one responsible for the debt. If the deceased was married and lived in a community property state, the surviving spouse could be held accountable for the debt depending on the circumstances. One factor would be the state probate laws and what nonexempt assets might be part of probate proceedings. 2nd Answer Joint cardholders are equally responsible for the debt with the primary cardhold. If the primary has passed away, the joint will be responsible for timely repayment of the debt. Authorized cardholders are not responsible for the debt at all. If there is no joint cardholder, the regular estate laws for your state apply.


Is the suriving spouse responsible for her husband's credit card debt?

If the couple resided in a community property state at the time of the account holder's death the surviving spouse is responsible for repayment of the debt owed. If the couple did not reside in a CP state the debt will be included in probate procedure and handled according to the state's laws of distribution of an estate.


In Indiana is the surviving spouse responsible for repayment of debt when the deceased spouse was the only account holder and could a lien be placed on the home?

No, Indiana is not a community property state. Indiana is a Tenancy By The Entirety state which means jointly owned marital property passes directly to the surviving spouse and is not subject to probate procedure not creditor attachment when the deceased spouse was the sole debtor.


Is a surviving family out of state responsible for medical expenses?

No, but the estate the deceased left may be responsible for these expenses.


Who is responsible for the debt on your late wife's credit cards if she passed away last week and she had a couple of credit cards in her name only and you live in Maryland?

Maryland is not a community property state, therefore the surviving spouse is not responsible for repayment of debt that was solely incurred by the deceased. The debts will become a part of the deceased's estate and will be handled according to state probate laws.