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No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
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Can homeowners insurance specifically Travelers drop you in middle of claim and where can you get insurance if you have an open claim?
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
Could a homeowners insurance drop you if you don't put siding on your house?
Possibly and/or maybe
Can insurance company drop you if file act of god claim?
No, Your homeowners insurance will cover losses due to an "Act of Nature" if you have an extended coverage policy. For a claim caused by an "Act of God" you'll have to rely on prayer.
Can your Minnesota homeowners insurance company tell you to re shingle your house or they will drop you if you have not made a claim on the roof and you have had the same insurance for over 5 yrs?
Yes, failure to properly maintain ones home could represent a moral hazard
Can my homeowners insurance company drop my policy if i have a slide on my swimming pool in the state of fl.?
It just depends on the insurance company underwriting guidelines. Some companies will not accept pool risks with a slide, some will not accept diving boards. If it is determined that your risk does not qualify for coverage under the guidelines then they can cancel your policy.
Can auto insurance company drop an insured person who has a suspended license?
You will just have to contact your insurance company and ask them. Some companies will drop your policy while others will not.
Can your ex spouse drop your name off the homeowners' insurance if you are still on the property deed and mortgage?
Yes, The ex spouse may drop your name off the homeowners insurance, all the other party have to do is take out an homeowners insurance out in his/her own name. that way they know their investment is secure.Another PerspectiveNo. There would be a problem if there is a pay off in the case of a catastrophe. Your ex would have to list her/his name as the owner of the property and that would be fraudulent. If it was disclosed there was a co-owner the policy would go in both names. An insurance company cannot pay only one joint owner if the property is wrecked by fire or some other disaster. If you own the property and are paying the mortgage the insurance company would be liable for paying only a half-owner. You should consult with an attorney in order to get this issue resolved.
If im speeding and have an accident will my insurance company pay?
Yes, the insurance company will pay, but they might drop you when they finish processing the claim.
Is there a number of accidents for a certain length of time where an insurance company will drop you?
All insurance companies are different with their own set of rules in regard to when you are more of liability and they decide to drop you. Check with your own insurance company for a more specific answer.
How do you drop sr-22 insurance in Washington state?
You don't have to drop your auto insurance. Just notify your insurance company that you are no longer need the SR22 filing and they can remove it from your policy.
Can a homeowners insurance policy drop the policy if no one is living in home and it is on the market to be sold?
Yes, If you have not the insurance company and endorsed the policy to vacant as required and they discover the vacancy they can cancel immediately and void all coverage retroactively to the date it became vacant. It's in the contract. Same if you rent it out and don't notify them.
Can my insurance company drop my insurance in the middle of a claim?
Generally no. Please provide more details. Are you paying the premium?
