the quick answer is NO. However, because she is over 18 yrs old she would have to approve the change.
Bryan Kowalczyk
health insurance agent licensed in IL, TN, VA, LA
bkowalczyk@afacompany.com
In the US, some qualifying reasons to drop health insurance would be because one of the people originally covered becomes eligible for Medicare, one of the people covered dies, or if the people covered were married but then get divorced (unless maintaining health insurance is manadated in the divorce decree).
In general, there is no legal requirement that a spouse be insured on the other spouse's health insurance. A major exception to this general rule would be, for example, if the parties were to be divorced and a provision of the settlement agreement or judgment required otherwise.
Can you drop your health insurance coverage at anytime from your employer?Read more: Can_you_drop_your_health_insurance_coverage_at_anytime_from_your_employer
Can you drop your health insurance coverage at anytime from your employer?Read more: Can_you_drop_your_health_insurance_coverage_at_anytime_from_your_employer
NO
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
No, you can keep your insurance.
I believe you are both responsible for any bills incurred (such as health care costs) until you are divorced, so in some cases it would behoove a spouse to keep coverage on the other spouse so that they don't end up responsible for a large bill in the case of an accident or serious illness. However, if there is a separation agreement with a clause about neither party being responsible for any debts incurred after the signing of the agreement, one may be able to drop their spouse from insurance without issue.
My understanding is that they can only drop you for a pre-existing condition. They cannot drop you if you get seriously ill after you buy the policy.
Unless you present a fraudulent claim, it is illegal for any Insurance co to drop you because you file a claim.
yes, in most cases the fine is cheaper than paying for insurance so most will
They must notify you of your COBRA rights.