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Is it insurance fraud if you pay someones Homeowners insurance deductible in North Carolina?
Wiki User
∙ 12y ago
If your just trying to help out a friend or relative by loaning or giving them money to pay their deductible then no, that is not fraud.
However, If your a company or contractor trying to wave your customers deductible, you would have to actually deduct that cost from the actual price of the service you provide. It would be fraud if you use a pricing scheme that only serves to circumvent the insureds deductible while receiving the full compensation from the Insurance Company.
Wiki User
∙ 12y ago
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IS paying someones insurance deductible in North Carolina Insurance fraud?
Most states do not care who pays the deductible, however, if it is a body shop or a contractor who is paying, it may be considered fraud because they sometimes charge the insurance company more to make up the difference.
Does homeowners insurance cover ruined gardens?
Not likely. Never heard of someones garden being covered under a homeowners insurance policy but. To be sure though you might want to review your policy schedule of coverages or ask your Insurance Agent.
Who is responsiable when a tree falls on neighbors car?
Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature. Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors car is not listed as covered property on your Homeowners policy. Your homeowners insurance would also not pay if the tree fell on your own automobile. If a tree falls on someones car they should file a loss claim with their Auto Insurance Company. If they have comprehensive coverage then it will take care of their loss.
How do you find out if your in someones life insurance?
how do i get a copy of my husbands life insurance from global insurance
If you are under someones insurance and get a dwi does their insurance go up?
Only if you had an accident that their insurance had to pay for.
My son damage someones car on the street with his bike can i get my car insurance to pay for it?
I assume that you mean his bicycle and not a motorcycle or motor scooter. If you mean bicycle the answer is no, your auto policy will not cover the damage to the other persons vehicle. Your homeowners insurance may have coverage that would take care of this type of damage. I would recommend that find out what it will take to repair the damage and attempt to pay for it yourself without having to make a claim on your homeowners insurance. You want to try to not make small claims on your insurance if at all possible.
What do you need to insure someones car?
car insurance
If you ride someones motorcycle are you covered by your own car insurance?
car insurance does not cover motorcycles
How can you find out if you were a beneficiary on someones insurance that passed away?
Check with The Center for Life Insurance Disputes.
What insurance protects you if your grocery cart hits someones car?
none
What do you do if you hit an object and you have no insurance?
If you damaged someones property with your vehicle and you had no insurance. All you can do is pay for the damages out of your own pocket.
Do you need to be on someones auto insurance to drive a vehicle?
Insurance will cover any licensed driver with permission to borrow the car.
