Is optima wealth solutions a scam company?

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As far as I can see, it is a legit company. They are a property developer and finance broker who use the equity in peoples homes to leverage a second mortgage. Using the rent and taking advantage of tax breaks from the investment property, people can own a second home without being out of pocket anymore than they would have been for only 1 mortgage. Smart money
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Are the homes offered by Optima wealth solutions overpriced?

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