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Q: Is taking zoloft for post-partum depression legally allowed to be considered a pre-existing condition by an insurance company when there has been no lapse in coverage?
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What is the medical condition postpartum depression?

Postpartum depression is a mood disorder that begins after childbirth and usually lasts beyond six weeks.


Does there have to be a diagnosis to be considered a preexisting condition?

According to my insurance company if you have seen a doctor about the condition it is preexisting.


Is prematurity considered a preexisting condition?

yes


What is the medical definition of Postpartum depression?

Postpartum depression is something that some women can experience after giving birth. It is a combination of a hormonal change and a psychological condition that may not manifest until after the birth of a child. It can be treated with counseling and medication.


Is prostate cancer considered a preexisting condition?

If you try to get health insurance and you have cancer, it is considered a preexisting condition.


Is it harder to get pregnant with thyroids?

A thyroid condition can present some challenges when a woman is trying to get pregnant. However if a woman's doctor(s) are aware of her preexisting thyroid condition going into pregnancy, this will aid in the management of the condition during pregnancy and postpartum.


Would a complete knee replacement be preexisting condition?

Yes. In order to have a knee replacement done you must first have a significant amount of damage to the knee joint. That is your preexisting condition. The knee replacement itself was done to replace the damaged joint and may or may not be considered a preexisting condition.


Is a dislocated shoulder a preexisting condition?

If your shoulder commonly comes out of its socket, then it is a preexisting condition. If it is the first time you have dislocated your shoulder or if you have never dislocated your shoulder, then it is not a preexisting condition.


Is pneumonia consided a preexisting condition?

Yes, a pulmonary embolism can be considered a pre-existing condition. This would only be the case if you had been previously diagnosed with the condition.


Is having a heart cathetor test considered pre existing condition?

Tests, of any kind, are not included in the definition of preexisting condition. You have to be given a definitive diagnosis from that testing in order to have a preexisting condition. If by having a heart cath test, it was determined that you did not need to have one placed, then you do not have a preexisting condition. For example, you may have an MRI/CAT Scan and then a PET Scan to determine if you have cancer, but if they find you do not have cancer, then you are not diagnosed with a condition, therefore cannot considered preexisting. I should add that, generally if a Dr. wants to evaluate for a heart cath, then you currently have or have had issues with your heart in the past. This may be something like a high percentage blockage, irregular heart beat, thickening of the lining around your heart, etc. This would be considered a preexisting condition and future insurance companies may determine that any intervention needed on your heart would be preexisting. However, insurance companies usually have a preexisting time frame (generally 12 or 24 months) in which a condition is no longer consider preexisting. For example, if you were diagnosed with a heart condition 13 months ago and the insurance company you are planning on joining policy is a 12-month limit on pre-existing conditions, then you are in the clear and the preexisting condition clause does not apply to you.


Would multiple sclerosis considered a preexisting condition?

Yes. Depending on your prior coverage, it may or may not be excluded... see links.


Coding a condition as primary when the majority of the treatment is for a preexisting condition?

illegal