No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
it depends upon how the car was damaged
No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.
Comprehensive will not pay the claim at all if it is not something built-in to the vehicle. If it was a personal property item, it would be covered by your Homeowners or Renters insurance policy.
Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature. Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors car is not listed as covered property on your Homeowners policy. Your homeowners insurance would also not pay if the tree fell on your own automobile. If a tree falls on someones car they should file a loss claim with their Auto Insurance Company. If they have comprehensive coverage then it will take care of their loss.
No, I'm afraid not. Homeowners insurance never covers a vehicle. That's what auto insurance is for
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
Homeowners Insurance policies typically have language that excludes coverage for cash, bullion, fine jewelry, furs and other luxury items that are not specifically scheduled for coverage. If you want it covered you have to schedule it and pay the additional premium for scheduled property.
Yes as long as the mower was not being used for a business. Lawn mowers are covered if they are used exclusively for maintenance of the property.
No Homeowners insurance does not provide coverage for automobiles. You would have to look to your auto Insurance to file a comprehensive claim. No one is liable for an act of nature.