Yes as long as the mower was not being used for a business. Lawn mowers are covered if they are used exclusively for maintenance of the property.
Juat had one stolen and was told no by homeowners policy :(
No a work trailer would not be covered by your homeowners insurance. Anything used in a business is not covered under your homeowners insurance. A trailer to be attached to a vehicle would be covered for liability extended from whatever it is attached to but physical damage for the trailer itself would have to be purchased on a separate policy or a commercial fleet policy.
A trailer is not covered under a homeowners policy whether or not it is used for work. You need to purchase a seperate policy to cover this type of property for physical damage coverage. While it is being towed and attached to a vehicle the laibility coverage from the vehicle extends to the trailer so if you back it into someone's car the towing vehicle's liability insurance will pay for the damage done to the other person's car.
The type of claims that camper trailer insurance would cover include damage to the camper due to weather, damage to the trailer that occurs when traveling, such as an accident, any loss of property if someone was to break in, and damage that any person may sustain while in the trailer.
Your auto insurance covers the trailer as well so there is no need for travel trailer insurance.
First... Most insurance company's auto's policy will cover you . The problem will come when or If the Trailer Comes Loose and hit's another person or car. If you have basic insurance you will be taken to the cleaners. Go to www.dangeroustrailers.org to see what happens. In most states these utilty trailers are homemade, do not have working tailights and they are in very bad shape. Your Insurance Agent ask's when you have a home do you have a fence around your pool? They ask you if you have a trampoline. Very few understand the risk when you hitch a trailer to your car or truck. IN VIRGINIA IF YOU DO NOT HAVE REFLECTORS OR REFLECTOR TAPE ON THE BACK OF THE TRAILER AND YOU ARE INVOLVED IN AN ACCIDENT YOU CAN BE HELD LIABLE FOR BOTH ACCIDENTS.
If you only have liability your car insurance isn't covering your boat trailer, even full car coverage probably has small fine print limiting coverage to your car. Trailer coverage through your boat insurance provider is more likely to cover it.Additional answerIf your question is regarding the damage caused by the trailer while it was being towed by an automobile, then the answer is yes, the damage caused by the trailer will be covered by the liability. The damage to the trailer would not be covered by the auto policy even if you have collision coverage.If it is regarding the damage to the trailer, it would not. Only if you have a watercraft policy which typically provides coverage for both trailer and watercraft.
Many insurance providers that specialize in boat insurance, can include trailer coverage in their boat insurance quote.
Insurance price quotes can be given for vehicle insurance, including autombile, boat, trailer, and motorcycle. Quotes are also given for homeowners to cover the structure, land, and belongings. When you know what kind of insurance you need, there are many websites online that will compare rates from different companies for you.
Auto Insure Direct offers car/auto insurance, commercial property insurance, motorcycle/ATV/Jet Ski insurance, homeowners insurance, general liability insurance, boat/trailer insurance, commercial vehicle insurance, recreational vehicles insurance and competitve rates. A consumer can receive insurance quotes, report a claim, check the companies locations, and contact them.
One can purchase trailer insurance at the same locations as motor vehicle (car or truck) insurance. House trailer insurance is available at insurance agencies that specialize in home insurance. Insurance agencies are listed in telephone books, newspaper classifieds and on the Internet's world wide web.
RV Insurance, Travel Trailer Insurance, Motorhome Insurance are few of the services available which provide good travel trailor insurance online.