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Is your insurance claim worth any more when you were injured by a drunk driver?
Wiki User
∙ 13y ago
No, your claim for injury relates to the injury you have suffered. However a drunk driver has broken the law and therefore would normally be subject to punishment by the state - this is a separate issue.
Wiki User
∙ 13y ago
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Would an insurance company refuse claim if driver was drunk?
Almost certainly.
Was hit by a drunk driver and not hurt badly what can you do?
You can file a claim with your insurance company. You can also get a lawyer and file a lawsuit against the drunk driver.
What are your rights if you are hit by a drunk driver while sitting at a stop light?
The same thing that anyone would be entitled to if hit by a sober driver: repair or total loss settlement of the vehicle; possible medical coverage if your state doesn't require you to have your own auto medical coverage; and possibly a bodily injury claim if the person sitting at the light was injured. The "drunk driver" part could come into play if, say, the bodily injury portion of the claim went to trial. A sympathetic jury or judge might say the drunk driver's condition at the time of the loss would increase the value of a bodily injury claim. Still, the drunk driver's insurance carrier would only pay the value of the bodily injury claim, which doesn't include punitive damages found against the drunk driver.
Will insurance pay if driver drinking?
No. No kind of insurance covers drunk driving.
You were rearended by a drunk driver who happens to be insured by the same company as you Should you cooperate with the insurance company?
Of course you need to cooperate. Any time an Insurance co. has a claim, they have to investigate it and determine who's liable. Cooperating is in your best interest. Tha fact the you and the other driver are insured by the same company has nothing to do with the claim itself.
Do you need Insurance if you have a valid driver license?
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
Your sister was a passenger on a motorcycle that was hit by a drunk driver her boyfriend who was driving the bike had no insurance registration or a valid motorcycle license what happens?
I guess she tries to collect from the drunk's insurance or sues the drunk and or the boyfriend. If the drunk has no insurance or money, or the boyfriend has no money I think you have your answer. If she has her own medical insurance, she could probably use that.
Is auto insurance responsible if driver is drunk?
If your policy excludes acts during the commission of a felony then No.
If you were hit by a drunk driver how do you find out what insurance company he has?
It will be on the police report. If for some strange reason there is no report, then ask the police to help get this info from the drunk. You might also contact your states dmv some of them have this info (will need vehicle info), file the claim with your company and they can handle your damages etc, and will find out his insurance company, because they will lood to them for repayment.
What happens if a drunk driver hits you in new york and they have no insurance?
Call the police and hire an attorney, NOW.
If a drunk driver with no license or insurance rear ended a parked SUV that hit your car that hit the next car is the SUV driver liable for your claim and are you liable for the front car?
Each person's insurance should cover their own vehicle. It's part of un and under insured driver coverage. It protects you against a case just like this. Now if the person doesn't have it then that is their own fault and they will have to pay for the damages out of their own pocket. The individual insurance companys should repair the vehicles and then they will turn around and draw a lawsuit against the drunk-driver for the cost of all the damages. Most states will put all blame on the drunk driver, but it is possible that your state might be different. The police report will be your best sourc of that information.
Will your insurance cover you if you drink and drive and get in an accident?
Yes, most likely. Review your policy to be sure. However, if the drunk driver caused damages in excess of his or her policy limit, the drunk driver can be held personally liable.
