It will be on the police report. If for some strange reason there is no report, then ask the police to help get this info from the drunk. You might also contact your states dmv some of them have this info (will need vehicle info), file the claim with your company and they can handle your damages etc, and will find out his insurance company, because they will lood to them for repayment.
You can get information related to young driver insurance at compare market insurance.
You give it to the police and they will deal with it. Or your insurance company will deal with it.
Well, you say 'procrastinating,' but your question is not really answerable, and, coming from an employee, impertinent. Regardless of whether the company driver is actually driving for an insurance company--doubtful--or not, they have 'comprehensive' commercial insurance; 'uninsured motorist' insurance is just a way to rephrase 'comprehensive' insurance for those who might not grasp the term.
One can find information on provisional driver insurance through the Insurance Learner Driver website. There one can find full details and get a quote.
Yes, he or his insurance company, has to pay for your damages. But since you don't have collision coverage, your insurance company isn't going to help you collect. You have to file a claim with his insurance and they will probably try to get out of it so you will have to file a lawsuit. Find one of those lawyers who advertise on TV. They just love to sue drunk drivers and will take your case with no fee if they do not win a settlement.
driver's insurance has coverage for a specific amount of medical coverage for injury and even death. check with the other driver to see the coverage and report it to the other driver's insurance company to find out the process to have the bills paid.
In California, there is a statewide reduced liability insurance policy to help make insurance more affordable to those who are in poverty. You can find this policy at any insurance company.
Of Course they check your motor vehicle report every 6 months!
After having a driving conviction your insurance rates will increase for a few years. You will need to talk to your car insurance company about getting a SR-22 form. It is possible to shop for convicted driver insurance online and compare rates.
Yes! If the driver's license number you gave to the Police Officer is the same that you use for the insurance company, then it doesn't matter where you are in the United States, every insurance company will find out when they perform their routine insurance coverage check. They will also find out once that particular ticket is reported to the insurance companies, and placed on your record.
The answer to this question is YES the student driver needs auto insurance because it is a requirement by the law that every driver, whether student or not, needs insurance. If you contact your insurance agent you will find out for the most part that the student driver needs to be listed on the insurance policy but they are not charged any fees until they become a full licensed driver. This was the advise that I had received from my insurance company, which is Met Life.
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.