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Pros of a Medigap Plan would be very flexible with traveling, no referrals needed to see specialists, some plans like Plan F covers all the gaps original medicare does not cover.
Cons would be does not come with Part D prescription drug coverage must be added separately. More expensive then a Medicare advantage plan.
These are just a couple of pros and cons of course.
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∙ 11y ago
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Does medigap have a copay?
For Doctor Visits you Medigap Co-Insurance (out of pocket) varies depending on which Medigap Plan you carry. Medigap Plan F carries the most coverage options.Part B Co-Insurance with Medigap PlansMedigap Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan M pays 100% of your Part B co-insurance while Medigap Plan K pays for 50%, Medigap Plan L pays 75%.Part B Deductible with Medigap PlansMedigap Plan C and Plan F pays for your Part B deductible of $147Part B Excess with Medigap PlansMedigap Plan F and Plan G pays 100% your Part B excess
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