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He can't do anything as long as you are making the payments on time and if you are it is probably helping his credit unless it shows he has excessive obligations. He can't repo it anyway, only the finance company can do that. See if you can get the note in your name, maybe a new one and his name off the title. This is obviously a personal conflict, so try to get rid of it. Your note, your title, your car.

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Q: What are your options if your ex-boyfriend took out a loan to help you buy a car and the loan is in his name but the title has both your names and he's threatening to repo but the payments are on time?
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