The car's insurance would kick in first because YOU gave them permission. Their insurance would pay for whatever is left over.
It depends on the type of damage.
Most likely yes if you had coverage for the damage caused. Be advised that it is not a good idea to let unlicensed drivers use your car.
If you file a claim with your insurance company for your own damage (if you have collision insurance) yes...probably.
Yes, if you have collision insurance. It would be a collision claim and you would have to pay what your collision deductible is. If your car caused damage to someone else's vehicle or property, you would also be liable for the damages.
Yes. The very words "false claim" show that it is an untrue statement. Insurance is governed by many different legislations, but all of them discuss some form of disclosure, good faith and truthfulness. Breaching any of these will result in insurance fraud.
I've had a similar issue - I was told to make my neighbour personally liable for any damage and subsequently they can make the claim asked the personal liability section of their house insurance. Thus their house insurance settling my claim for damages
Yes, in most cases your neighbor's insurance may be responsible for paying for fire damage to your property caused by your neighbor's negligence. You would typically need to file a claim with your neighbor's insurance company to seek compensation for the damages.
Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.
Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance company, if they covered it.
If they were not parked illegally then they are not responsible for your accident.
Yes, they can. The fact that they have no insurance and the Police were not called has no bearing. If they do decide to claim for any injuries, your insurance company will scrutinize it, but not necessarily deny it.
good way to get hit with an insurance fraud charge