What would you like to do?
The car's insurance would kick in first because YOU gave them permission. Their insurance would pay for whatever is left over.
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Answer Sure will.Its your policy,not the person driving its.
If someone hit your car while it was parked and left their insurance information will your insurance be affected if you go ahead and claim for the damages?
Answer I don't know! Im looking for the answer Answer I don't know! Im looking for the answer Answer I don't know! Im looking for the a…nswer
Answer Answer Then, you will seek a civil remedy for the remainder--and accept a payment plan--if it was not your fault. However, if your car was totalled a…nd you still owe money on it, then you will have to keep making payments until it is paid off. If the wreck was your fault and the other person is coming up short, then you may be sued for the remainder, unless you make a settlement agreement (make sure you get legal advice if this is the case).
Your niece drove into your garage door w her car and did 1k damage to the garage should your niece claim it on her auto policy or should you claim it on your home insurance?
Since it was caused by the vehicle, the vehicle insurance should cover it. Most home owners insurance companies would probably make a claim against the auto insurance comp…any, if they covered it.
Car insurance is too broad to define what is covered and what is excluded. There are different options and coverages that cover different things. Some cover your car itself an…d will pay to repair your car; this is known as Comp and Collision. Some coverages protect you from being sued; these are Bodily Injury liability and Property Damage liability. Some coverages will pay for your injuries; these are Personal Injury Protection and/or Medical Payments coverage. Do you want to be protected from someone hitting you, injuring your family, and not having any insurance? If so, you will want Uninsured Motorist coverage. Talk to your local insurance agent and have them go over all the different coverages and how they work and what they cover. It's best to know this before an accident and not after. After will be too late.
If your car is hit from behind but the person who hit you claimed that she was hit by someone else who left the scene. Can you still ask her insurance to cover your damage?
You better believe it! She hit you. What caused her to hit you is her problem, not yours. She was obviously too close to you.
Will my insurance rates go up if I rear end someone and only my car is damaged and I make a claim to my insurance company to fix it?
Very likely yes. This is especially true since you are at-fault for the accident. (meaning you caused the accident). Some insurance companies reward loyalty and may ha…ve "accident forgiveness" program if you have been a long time customer with them.
If you drove someone else car and they did not have car insurance but you have car insurance will your car cover the damges of the uninsured car?
If you're over 25 and have comprehensive insurance, you're covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a… third party involved they're covered.
Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.
Yes, as far as ur policy iis valid .When they generally come for inspection make sure it is was through a natural disaster. If not the claim would be of no gain , most importa…ntly they have have to be updated immediately when noticed...
If you only have liability insurance and someone hits your car and leaves should your insurance cover the damages done to your car?
No. Physical Damage coverage to your own vehicle would be covered in this instance if you purchased the coverage, but liability only would not repair the damages.
If its comp and collision then it should be fully covered
Call your insurance agent or call the 800 claims number on your policy papers.
Yes. If someone hits your vehicle and the insurance company pays for the damages, they will go after the person who was at fault for the damages paid and after they collect al…l the money paid out they will reimburse you for the deductible that you paid when the vehicle was repaired. The damages were paid under your uninsured motorists coverage which has at least a $250 deductible for property damage so when all the damages are recovered from the person, that will include the deductible and you will get a check back for that amount.
No. Insurance does not cover mechanical problems.