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I don't even know why your mother would even say that to you at a time like this. This is the time when you need her the most. she should be proud that you are willing to stand up to your responsibilities. Keep your head up. I haven't been through this personally but I have seen it first hand. Go to you're local Welfare department and see what they offer you. Don't take no for an answer. They have to give you medical insurance if not more else because you are bringing another life into the world. Don't worry, and don't stress over it because stress is no good for you developing child.
I just found out I was pregnant, & I don't have insurance either. All you have to do is go file for medicaid and let other American tax payers foot the bill for you and your baby. I went and filled out the apps. They give you some paper work to take to your doctor for your first couple of visits until you get your medicaid card. Everything is paid for except prescriptions. But when you get your card everything is taken care of. There is help out there. Good Luck!!!
If you are pregnant and do not have insurance you have the following options to choose from:
a) Use the Public System and let other tax payers foot the bill for your pregnancy
b) Pay for your medical checkups and treatments in cash
c) Consider joining a Health Insurance plan....your definitely going to need it especially after the baby is born. You think you'll have expenses now...wait until the baby gets sick, needs injections etc...
Try applying for Medicaid and let other peoples taxes pay the bill. They will even give you a temp. card thing so that you can get any medicines you need at that time, as well as go to doctors visits while they process your info into the system. The temp card should last from 30-45 days. And you should get a letter in the mail stating when your actual coverage begins.
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Answer Contact your state social services and make an appt. to apply for Medicaid. It is also possible that in your community there are clinics which will a…ccept patients who have little or no financial resources. The DFS (social services) will be able to aid you in finding medical help. It is very important for your health and your unborn child to seek prenatal care asap.
This depends on the insurance company and whether or not they accept new applicants who are pregnant. Women who are pregnant, as well as the expectant father, are n…ot eligible for individual coverage with BlueCross BlueShield of Florida until after the birth of the baby. Your state may be different.
Ultrasound Great question but I want to give you a simple answer. What science says about boy or girl birth is right, but you can't apply that …at the time of sex. You have option of ultrasound only, where you can confirm to whom you are feeding in your stomach. Answer to Question To date, no method of insuring the sex of a baby has been found. There are some diets that supposedly increase the probability, and there are some methods of artificial insemination that have been tried with varying degrees of success. The reality is that there is no way to pick the sex of your child. Answer The above posters are correct. My girlfriend's son and his wife had their second boy and both were C-sections. They have now decided they want a girl and have decided to adopt instead of trying for a girl. Adoption is a good way to go and gives some child a good home with love in it. Some people may think there will be many problems adopting a child and that child being devoted to family, but, my niece is adopted (is 40 years old now) and the other children in her family 1 brother and 2 sisters aren't as devoted to their parents as she is. She also told me she doesn't care who her biological parents are and is quite content with the adoptive parents (her parents as she calls them.)
This can vary between companies. I write applications for BlueCross BlueShield of Florida and neither the expectant mother nor the expectant father is eligible for cover…age until after the baby is born. You can check with the different companies to find out for sure. Be upfront with the agent about being pregnant to save yourself the time of the application process.
Pregnancy aside, unemployment insurance is usually only available to those who have been fired or laid off. Voluntary quits or job abandonment can qualify on occasion if it is… for justifiable reasons (harassment, unsafe or toxic conditions, discrimination, spouse moving (in some cases), pay and conditions different than you were hired for, etc.). You do have to qualify, as others do such as ready, willing, able and continuously seeking full time work (depending on your state's laws).
Answer I don't know about the term 'expire' if you do not pay your premiums you could certainly run the risk of your policy canceling for non payment.
In the USA you can still buy travel insurance while you are pregnant, however, normal pregnancy and child birth is a standard exclusion in all policies so any loss caused by p…regnancy or child birth would not be covered. Almost all policies have an exception to this rule; they will cover complications of pregnancy as long as the complication is not foreseeable at the time of purchase. Complications of pregnancy is an insurance term that means more than a difficult pregnancy. One of the major companies defines complications as:. "Complication of Pregnancy" means a condition whose diagnosis is distinct from pregnancy but adversely affected or caused by pregnancy. It does not include any condition associated with the management of a difficult pregnancy not consisting of a classifiable distinct Complication of Pregnancy.
Answer The simple answer is Yes. You can obtain health insurance if you are trying to conceive, you are actually even able to purchase health insurance in the eve…nt that you are already pregnant. But (and it is a BIG but) you should be aware that almost all health insurance plans will place a waiting period on maternity coverage. A waiting period is the amount of time from the start of a plan where you are not eligible to claim for treatment for a specific condition. If, for example, a maternity benefit on a health insurance plan has a waiting period of 10 months; this means that you will not be able to claim for any treatment that you have received in conjunction with your pregnancy if it was obtained before you were on the plan for 10 months. The waiting periods concerning maternity are different with almost all insurance companies. Some plans will stipulate that you only have to be on the policy for a certain period of time until you can claim treatment, while others will impose a waiting period until conception (typically 12 months). So yes you can obtain insurance, but you may not be able to claim for the treatment, depending on the policy conditions of the plan that you purchase. I recommend talking to a broker or an agent who will be able to give you the best option for your situation.
If your pregnancy is normal with no complications, the hospital should not cost that much and you can go on a payment plan with them. Everything is negotiable and do the… same with your hospital bills. Michael FindYourPolicy.com
The Afffordable Care Act allows women to purchase health insurance that covers maternity and newborn care while pregnant. You must make an election for coverage during an …open enrollment period. Look into Medicaid in your state. Medicaid provides coverage for pregnant women - often based upon income qualifications. You may also consider charity care. Contact your local hospital systems for more information.
You should contact your state DHHS (Dept. of health & human services) and apply for Medicaid... You could do it online. I live in Texas and EVERY insurance company has t…old me that they will not cover the pregnancy/maternity costs b/c it is a preexisting condition. The HIPPA act only covers you if you have insurance already or within the past 63 days.
You can get Medicaid if you are pregnant, even if you have insurance, if you meet the other factors of eligibility including citizenship/alien status and limited financi…al resources.
Many health insurance policies have a maternity waiver. Meaning that pregnancy is not covered. ( Kind of a self inflicted injury type thing ) However, most companies will cove…r complications of pregnancy.
Supplemental insurance is a great thing for pregnant women to have, but you must apply before getting pregnant. Supplemental insurance will replace your income durin…g your maternity leave, and pay additional benefits directly to you if you experience pregnancy complications, delivery complications, premature birth, accidents and/or illnesses.
As always it depends on the policy. Most of the time everything is covered by the policy that you're on on the day you deliver. Labs and ultrasounds generally fa…ll on whichever policy was in effect on the date of service. Occasionally some policies won't cover prenatal visits prior to coverage. The old insurance usually has no problem paying in those situations.
There are many places where one could get travel insurance if they were pregnant. The best place where one could get travel insurance would be through a travel agency.
Pregnancy is an extremely higher risk for every insurance. This is so, because there maybe a lot of complications during the pregnancy. So it is harder or just impossible for …pregnant women to get an insurance.