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What if you were in an accident and the other person has no insurance?
Wiki User
∙ 11y ago
In most places, motorists are required to carry uninsured/underinsured motorist insurance to take care of just such a situation. If you'd like details, call your insurance agent and ask how it would be dealt with in your particular case.
Wiki User
∙ 11y ago
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If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?
the insurance of the person responsible for the accident
Should I pay for auto accident out of pocket?
No way! Do you have insurance? Does the other person? Who's fault? trade insurance info with the other person.
Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?
No. If the accident was your fault, you can not get money from the other person's car insurance.
Are you still at fault if the other person does not have insurance?
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
What kind of insurance pays for a car accident you are in if the other person involved has no insurance?
Uninsured motorist coverage
You were recently in a car accident their insurance company went with a 5050 split you got your insurance company involved and they found the other party 100 at fault what is the next step?
Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split. Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split.
What do you do if you had an at fault accident but you have no insurance?
They can sue you. If you have no money in the bank or no assets (a home, vehicle, valuables), then it won't do the other person any good. It will be nearly impossible to get insurance now that you have an accident on your record without coverage (big no no). In the mean time, hopefully the other person has insurance to cover themselves against people who are uninsured in an accident.
How can I find out if soomeone has auto insurance?
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
Who pays for the towing charges in an accident that is not your fault?
The other person's insurance. This just happened to me.
What is the first step for filing a motor accident claim?
The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.
How do i find a person's insurance company?
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.
Can you collect claims from your insurance and the other person?
if your accident is severe enough and the other person is underinsured - then you could collect from their insurance (must be their policy limits) and your insurance under the "underinsured coverage" or UIM - Underinsured motorist
