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What insurance plan that usually provide more coverage and are less expensive?
Wiki User
∙ 15y ago
Dental HMOs are the least expensive, have the most predictable out-of-pocket expense (usually a stated $ amount for each service) and have no annual maximums like other insurance products. The flip side is that dental HMOs limit your choice of dentist to one in the network. Dental HMOs are the most commonly available insurance policy for individuals and Dental PPOs are the most common insurance policy offered on a group basis through employers. You can look up the companies that offer these different products to individuals in your state at INeedDentalBenefits.com.
Wiki User
∙ 15y ago
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Insurance requiring no physical exam?
Many life insurance companies do not require a physical exam. The cost of coverage from these companies is usually more expensive than the same coverage if a medical exam is taken.
Why isn't dental care covered under general medical insurance?
Dental Coverage is not usually covered by General Medical Insurance because it is too expensive.
Which insurance pays for delivery of a baby?
Your medical insurance would pay for the birth of a child. This is assuming that you have maternity coverage on your policy. Most group insurance policies that supply coverage to their employees do provide this coverage as any other illness. Individual insurance policies usually do not have this coverage due to the cost. There are also clauses that make you have maternity coverage on your policy for various periods of time depending on the policy.
What are the typical policies surrounding insurance for braces?
Orthodontic braces are usually very expensive. They are so expensive, that the typical insurance coverage will only partially pay for them. If you are having a financial hardship, you might be able to get some financial assistance.
Due to lack of insurance can the place where you finance your car change your payment?
Yes they can add coverage to protect the finance company. It is usually more expensive than having insurance from an agent.
Can you have two life insurance policys?
Yes. You can have as many life insurance policies as you are willing to pay for, but it usually is less expensive to increase coverage on a current policy that to purchase a separate policy.
Which insurance in USA offers accident sickness and unemployment cover?
Most insurance companies in the USA offer accident, sickness and unemployment coverage. This is generally referred to as the "ASU cover". Although it's usually quite expensive, this insurance can provide anywhere from 50% to 75% of someone's monthly income in case something happens.
Is term insurance the most expensive type of life insurance?
No, term insurance is not the most expensive type of life insurance. Usually, term insurance is the most affordable type of life insurance. Term life insurance usually costs 2-3 times less than permanent life insurance. Why? because term life is temporary coverage, usually for 1-30 years, and it builds no cash value inside the policy. See for yourself: Free term life insurance quotes at QualityTermLife's website.
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance.
if your subcontractor is involved in an auto accident is your business liable?
Absolutely your business could be liable if the person is working for you at the time. Their insurance would be primary but you could be found secondarily liable. You can purchase a coverage called hired and non-owned coverage as an amendment to your business auto or liability insurance which would provide you coverage for this type of incident. The coverage is usually very inexpensive as it is secondary coverage.
Can you get insurance on a vehicle that is only for farm use such as plowing snow and hauling wood?
There are a number of insurance companies that provide coverage for farm operations and related equipment. This type of coverage is usually called 'farmowners insurance'. In most instances, a farm insurance policy provides protection for a home and personal property with coverage options similar to those offered in traditional homeowners insurance policies. Umbrella options vary, so make sure you inquire with your agent about specific coverage.
Is it worthwhile to have Med Pay on auto insurance?
Med Pay coverage pays medical expenses no matter who is at fault in the accident. If you do not have health insurance or if anyone who rides in your car may not have health insurance this coverage will help. Med Pay is usually not very expensive and pays for emergency room charges or more depending on what limits you choose.
