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Privacy fences have an out building policy (or usually a 15% of home's value policy and sometimes a $15,000 Rider on your policy, depending on your coverage) for monetary coverage. In other words, you should be covered, conditionally. Here's what that means: If you stained your fence and it gets hit by hail, it may be covered by your policy for a Power wash and re-stain. If your fence blows over or is hit by a tree, then your policy should cover replacing it with like kind and quality. THIS IS WHAT YOU PAY YOUR AGENT FOR. Call that person and request your amount of coverage.
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Does homeowners insurance cover the cost to repair a wrought iron fence a saguaro cactus fell on?
yes, so long as you have the industry standard "HO3" or "HO5" policy that includes "other structures" coverage. The fence would be covered under other structures, subject to deductible.
Does homeowners cover fences?
Fences are covered by policies that have Other Structure coverage (most do) but they are covered on an Actual Cash Value basis, not Replacement Cost. Basically, you'll get a depreciated amount for your damaged fence.
Privacy Fence?
form_title= Privacy Fence form_header= Love your privacy? Install a privacy fence. What type of fence do you want?*= _ [50] What is size of your lot?*= _ [50] What color do you want your fence?*= _ [50]
Does homeowners pay for fence damage by wind?
Subject to your deductible, yes a standard HO3 policy should cover your wind damage.
How much does a privacy fence cost?
A privacy fence will vary depending on materials and size. A 25 linear foot privacy fence that is wood will run around 500 dollars.
Where can I find an estimate for a privacy fence?
I just had an underground swimming pool installed. I need to have a privacy fence put up because my neighbor is a peeping tom. How much does a privacy fence cost?
What design of a privacy fence should I get?
It is not rude to get a privacy fence if that is your sole decision as this will benefit you in the long run. The fence will keep further incidents from happening.
Privacy Fence Installation?
form_title=Install a Privacy Fence form_header=Keep your property protected by installing a privacy fence. What type of fence do you want installed?= () Wood () Vinyl () Concrete () Other Do any fences currently border your property?= () Yes () No How high of a fence are you needing?=_
What is the difference between a guardian fence and a privacy fence?
A guardian fence and a privacy fence serve the same basic purpose. However, guardian fences are meant more for safety, and privacy fences are usually taller and disallow people from seeing into your property.
Will your homeowners insurance cover damages caused by a hit and run driver who smashes into your brick wall fence?
Yes, Your homeowners Insurance policy, (unless you have Fire Only) should respond to damages to your home from an automobile.Answeri am an insurance agent and if you have a hit and run such as that description and you do have a homeowners policy. it will be covered under the policy, you will have to pay your deductible and it will go onto your records as a loss but they will pay the damages that are above your deductible, now they will have to prove that it wasnt one your cars doing the damages so you can get a new brick wall and that it wasnt because your wall was old and just fell. and trust me they have their way of proving that.
Choosing the Right Material for Your Privacy Fence?
It is important to select the right material for your privacy fence to make sure the fence suits your needs. When you select a fence material, think about what you want to accomplish with the fence. If you want to keep others out, you may want to use a wooden fence. If you want privacy with low maintenance, you may want to choose vinyl. If you would rather have privacy without a hard barrier, you may want to choose a hedge.
Where can a company that produces a good quality privacy fence be found?
I don't like by neighbours. Which companies will supply me with a good quality privacy fence?
