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what is invisible information gathering as they relate to personal information

Any information that is gather about a person with or without their knowledge.

for example:

The bonus savings cards at grocery stores that gives you the savings also track all the items that were bought with the card. that information about who bought what were, that gather in is way is invisible information gathering. credit cards companies dose the same thing with each user to help determine their credit limits.

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Q: What is invisible information gathering as they relate to personal information?
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