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We need two important things here:
1. Personal Protection - The case where the policy holder (you and me) is covered for all ailments that involve hospitalization and treatment for the same. The amount that the insurance company would pay would depend on the premium we are willing to pay. This amount can be chosen by the insurer (Again you and me)
2. Family Floater Protection - The case where the family members of the policy holder (Wife, kids, dependant parents) are covered for all medical treatments. Again this would depend on the amount of premium we are willing to pay.
Note: All the above insurance companies i have mentioned in the previous paragraph provide both these protections. I personally suggest you include family floater protection to ensure that all members of your family have health insurance
Wiki User
∙ 12y ago
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