What kind of stolen property is covered and does it have to be stolen from your house or car?
You don't say what type of policy, I will assume homeowners, it depends on the policy form, most auto policies will not cover ANY personal property. Most homeowners policies may exclude the property ''while in or upon a land motor vehicle'' you need to review your policy, or contact your agent for clarity.
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Answer . \nThe simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comp…rehensive coverage on your auto insurance policy.
Answer . i assume here you are talking about personal property? that is stolen? most do have personal property coverage, however there are strictly dwelling policys that c…over that only the dwelling.......also there are some policys that cover personal property but not for the 'peril' of theft.....
Answer . file the police report, see if the city or county will foot the bill, tell your insurance company and they will try to collect on whomever they can.
No. Liability insurance only covers damage you do to someone else's property. What you are liable for.
If you have theft insurance with your policy, yes. It should not matter where your vehicle was stolen.
That depends on the policy that you have with your insurance company. When I had my truck broken into, my policy covered the iPod and stereo that were stolen, plus my rental w…hile my truck was in the shop.
No, Never. An auto theft would have to be covered by the vehicle owners comprehensive auto insurance policy. A homeowners Insurance policy is not liable for the theft of a v…ehicle. that's what Auto Insurance is for. If an Auto Owner chooses not to purchase a Comprehensive auto Insurance Policy then they assume the risk of a total loss in the event of a theft. The vehicle owner can not seek to shift liability to another person simply because it was on their property when the vehicle was stolen. If this were the case then every time a car is stolen from the parking lot of a store or shopping mall people would expect that business or property owner to pay for their loss.
Liability Insurance and the Stolen Vehicle No, Liability Insurance provides coverage for damages or injuriesthat we cause to others. It does not provide coverage for our ownv…ehicle damages or theft.
No, your homeowners insurance would not provide coverage for the theft of your motorcycle, regardless of where you parked it. Homeowners insurance only provides coverage for c…ertain ATVs, golf carts, riding lawn mowers but not for a motorcycle nor any vehicle designed to be operated on a public road. That's what your motorcycle insurance policy is for. Answer This would depend on the description in the policy for the types of perils that are covered. Broad perils or specific perils. Each carrier can have different definitions of the perils and what they will cover for those perils. In a broad peril form of insurance, a motorcycle would be covered if, and again if, the item was inside the home in storage. The motorcycle would not be covered if in use and out of storage. That is when the motorcycle insurance would need to be in place. I would recommend getting very high limits for bodily injury and property damage when it comes to motorcycle insurance. The reason for it is due to extent of potential injuries to the riders and passengers.
Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile in…surance policy might cover it.
Auto insurance will cover the theft of your vehicle if you maintain comprehensive coverage. Comprehensive coverage is generally sold in conjunction with collision coverage. Ho…wever, unless there exists a lender that requires collision/comprehensive coverage, it is usually not mandated by law as it is considered "first-party" coverage (designed to protect the owner only). Comprehensive coverage also applies to the theft of belongings in the vehicle if they were permanently affixed to the vehicle. For example, if you have an after- market stereo system and sub-woofer that is stolen from your vehicle, it is covered under comprehensive coverage. However, if you leave your purse in the car and it is stolen, it is not covered because it is not permanently affixed to the vehicle.
Every homeowners policy is unique and you need to read through your policy to be sure but I can tell you that most homeowners policies will cover your personal property. Your …homeowners policy will actually cover your personal property anywhere in the world (depending on your specific policy). If your clubs were stolen from your car and you are thinking of filing a claim just remember that you will be responsible for your homeowners deductible which is usually around $1,000. That means that you are responsible for the first $1,000 so if your clubs are worth $1,200 you would get a check for $200 from your insurance company. Most golf clubs aren't worth that much but if yours are do you really want to file a claim to get a $200 check? After you file that claim your homeowners insurance premium will increase for 3-5 years because you will be considered a higher risk by the insurance companies. One other thing to consider is that if your car windows were broken during the theft you will also have to file a claim with your auto insurance company if you want them to cover the window. Most auto policies will replace glass for free or very little.
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If you try to get theft insurance after the car is stolen you will go to Jail! The insurance companies have no sense of humour about FRAUD! Penalty for Insurance Fraud in t…he U.S. is up to 20 years in prison.
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It depends on your insurance. If you only have third party insurance you get nothing. If it is a full comprehensive insurance, and if your car is not recovered, you will get c…ompensation which will be the present market value of that car
This really depends on place to place, as per covers offered. There are addon covers to insure property in the car, which has to be opted for when taking the insurance for …extra premium. However do check the exclusions as some do not cover certain items like jewellery, cash etc; Also if its a laptop insured with your office or home insurance package, as portable item, it can be claimed.