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Five states have mandatory short term disability insurance that provides coverage for maternity leave: California, Hawaii, New Jersey, New York, and Rhode Island. The level of income replacement is limited, you can increase the amount of income replacement using individual short term disability insurance.

If you live in one of the 45 states that do not mandate coverage, you can apply for individual short term disability and get your own maternity leave coverage.

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14y ago
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6mo ago

Currently, there is no federal law in the United States requiring employers to provide paid maternity leave. However, some states, such as California, New York, New Jersey, and Rhode Island, have their own laws in place that provide for paid maternity leave. These state laws typically provide a certain number of weeks of paid leave at a percentage of the employee's regular wages.

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