You should contact a lawyer and press charges in a civil court. Depending on the damages, you could possibly settle in small claims without the need for an attorney. Make sure you obtain a copy of the police report.
Sue
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
It is highly unlikely.
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
Get a lawyer. You can recover damages from his estate but it needs to be filed before the estate clears probate.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
They can, but you can sue the other driver for damages.
If the driver of the car you were in was at fault and had no insurance you are out of luck. your only recourse if to sue the person who you were driving with to recover damages. If your driver was not at fault but had no insurance the other parties insurance would have to cover your damages. The lesson is not to ride with people who do not carry auto insurance, ever.
yes
You guessed it!
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.