Most lenders will freak out if you call, but, what the heck? Call 'em. FROM A PAY PHONE 75 miles away. Better yet, try to get 3500 cash from other sources, then make a payoff offer to the original lender. Goood Luck
You cannot skip a year even if you made double payments for the first year, the bank considers those payments extra and hopefully you made sure the payments went to the principle, not the interest.
Seven years. However, they will have less effect as time goes by. For example, late payments over a year old do not harm your credit as much as late payments from last month. Late payments over 2 years old are generally ignored.
but were behind one payment from the year before?":**** you answered your own question, didnt you? Pay them $5.00 per month on the way behind payment and maybe they will be quiet. LOL
yes
YES, it is.
A positive overall balance of payments means that a country has realized more aggregate inpayments than outpayments over a period (typically one year).
To pay off $128,000 in 5 years at 6.42% interest you would have to pay almost $30,000 a year ($29,996.08 if my calculations were right). Monthly payments would be $2499.68, so I suppose bimonthly would be $1,249.84. You did not say what your current payments are or if they are monthly, but you would have to specify that anything over your current payment would have to go to principal.
No, sorry. That's why owning a house is better for tax purposes but even then the principal payments are not deductible, only the interest on each one added over the whole year.
No, there is no such thing as over active.
No payments?? NO Hiding the car AND not paying?? Possible but NOT likely. NO, it is a CIVIL matter, not a CRIMINAL offense.
No, anything over a 98.6 is.
Anything over 125 lbs is overweight, though you can still be healthy is you are over that limit.