Allstate is a company that will insure a home with large dogs. The one stipulation is that they inspect most potential homes, so if the dogs are not in a secure area, the policy could be cancelled for that hazard.
The independent agent or broker t too , is going to give you policy from large insurance company. In either case you have to do your research well to get best deal and proper coverage. The broker or agent is helpful as you can have personal connection with him.
No. Homeowners insurance usually does not have surcharges for claims. However, you will loose any "claim-free" discounts that you have attained on the policy. If you have continuous claims the insurance company may require you have a higher deductible, get a security system, or cancel the policy. You don't want to have claims on your homeowners policy unless you have to. Homeowners insurance is for large claims not for small ones. Frequency of claims counts against you just as much as having a large claim. Homeowners policies are getting harder to get at good rates. If you have one protect your record and do what you have to so that you don't ruin the good coverage and rates you have. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
Homeowners insurance is available from a large number of insurance companies such as Swiftcover or Hastings. Whether someone wants it cheap or not it is best to read the terms and conditions carefully to make sure it covers what is required.
The Government Employees Insurance Company (GEICO) is a pretty large auto insurance company and has many policy holders. Approximately, more than eleven million people have GEICO auto insurance.
homeowners insurance or renters insurance
Progressive and Geico are two large, nationally known insurance companies that offer competitively-priced insurance products for car owners and homeowners.
No, Homeowners insurance does not cover the cost of property maintenance.
Homeowners insurance is offered by several large insurance companies. They include MetLife, State Farm, and Travellers Insurance. There are several others available as well.
Cell phones are covered as are any other contents if damaged by a covered cause such as a fire. The problem is that all homeowners policies have deductibles. It is not adviseable to make small claims on homeowners policies. They are made for large issues such as a fire or other large claims.
Amica Mutual is a large American insurance provider. They have a range of products including, but not limited to, homeowners, auto, marine, life and personal liability umbrella insurance.
BlueCross BlueShield is a large insurance company that specializes in medical insurance for individuals, families, and employer group plans.
Just like any other insurance the purpose is to transfer your risk of loss to the insurance company. The company is merely like a large co-op. It is almost impossible when you will have an accident and how much the damages will cost. However, when you have a large number of people, a company can make estimates on how many will have accidents and how much the damages will pay out. This is done by the law of large numbers. The company takes your unknown risk and replaces it with a know certainty. The know amount is the premiums you pay and the unknown risk of when you will have an accident and how much it might cost.