Your TRW should have a date field where the vendor last reported, like (10/99) for october of 1999.
Where to find this information on a credit report unfortunately depends on where you obtained your credit report from since they (credit bureaus, mortgage lenders, etc.,) can all use different formats. However, there should be a column or section under each creditor/credit item listed that shows "Date of Last Activity", "DLA" or "Last Active". The three major bureaus are pretty good about putting this information in a separate column (near or underneath the Date Opened or Last/Date Reported). If all else fails, contact the creditor/collector directly (not the credit bureaus) for the most accurate information about the Date of Last Activity.
The credit bureau is correct it is seven (7) years from the last date of activity. Source: The Credit Bible by Phil Turner.
Look at the date your bankruptcy was filed. 10 years from that date it should be off.
Paying off collection or charge offs is NOT SUPPOSED TO reset the DLA (date of last activity). This is the date that determines how long a derogatory account can show on your credit report. You would need to find out the DLA on your specific accounts and follow up after payment to ensure that they are not re-aged. This would be illegal. Better yet, why not offer to pay for removal from your credit report completely?
It is estimated that credit fraud affects about 15 million people in the United States each year. The easiest way to detect this fraud is to check one's credit report regularly to find suspicious activity.
You can find a free 3 credit bureau report on experian.com.
To find information on a credit report, you can go online and asks websites like Equifax or Consumer Products to help you with your credit report troubles.
One can find out how to obtain a free credit report by directly contacting your credit card company and requesting a free credit report, this can be done once a year.
you sould go to a local bank and ask for a credit report
Pull your credit report.
Judgments can stay on your credit report for up to seven years in New York state. After this time, they should be automatically removed from your credit report.
The purpose of the Experian credit report is to find out your credit score as well as many other things. The Experian credit report is everything you need to know about your credit score.