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Your TRW should have a date field where the vendor last reported, like (10/99) for october of 1999.

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Q: Where can you find the date of last activity for an item on a credit report?
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How do you find the date of last activity on an account on your credit report?

Where to find this information on a credit report unfortunately depends on where you obtained your credit report from since they (credit bureaus, mortgage lenders, etc.,) can all use different formats. However, there should be a column or section under each creditor/credit item listed that shows "Date of Last Activity", "DLA" or "Last Active". The three major bureaus are pretty good about putting this information in a separate column (near or underneath the Date Opened or Last/Date Reported). If all else fails, contact the creditor/collector directly (not the credit bureaus) for the most accurate information about the Date of Last Activity.


What the credit laws were in 2002 you had a judgment for a tax issue in 2002 that was supposed to come off credit report in 2007 the credit bureaus say no 2009 you were trying to find the law stating?

The credit bureau is correct it is seven (7) years from the last date of activity. Source: The Credit Bible by Phil Turner.


How can you find out the date a bankruptcy should be removed from your credit report?

Look at the date your bankruptcy was filed. 10 years from that date it should be off.


Will paying off a few newer accounts in collections help your credit score or will it hurt by staying on your credit report even longer?

Paying off collection or charge offs is NOT SUPPOSED TO reset the DLA (date of last activity). This is the date that determines how long a derogatory account can show on your credit report. You would need to find out the DLA on your specific accounts and follow up after payment to ensure that they are not re-aged. This would be illegal. Better yet, why not offer to pay for removal from your credit report completely?


How common is credit report fraud?

It is estimated that credit fraud affects about 15 million people in the United States each year. The easiest way to detect this fraud is to check one's credit report regularly to find suspicious activity.


Where can I find a free 3 credit bureau report?

You can find a free 3 credit bureau report on experian.com.


Where can one find information on a credit report?

To find information on a credit report, you can go online and asks websites like Equifax or Consumer Products to help you with your credit report troubles.


Where can one find out how to obtain a free credit report?

One can find out how to obtain a free credit report by directly contacting your credit card company and requesting a free credit report, this can be done once a year.


How do I find out about a judgment on my credit report?

you sould go to a local bank and ask for a credit report


How can you find out what credit cards are in your name?

Pull your credit report.


How long do judgments stay on your credit report in New York state?

Judgments can stay on your credit report for up to seven years in New York state. After this time, they should be automatically removed from your credit report.


What is the purpose of the Experian credit report?

The purpose of the Experian credit report is to find out your credit score as well as many other things. The Experian credit report is everything you need to know about your credit score.