I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive insurance experience.
First, a dog bite will never be covered if you buy insurance AFTER the bite has occurred.
Second, you should always have a renter's insurance policy or homeowner's insurance policy, regardless of whether or not you own a dog. If your dog has no prior bite history, you will probably have coverage for a dog bite in the future. But you should always read your policy to be certain that coverage for animals or coverage for certain breeds of dog are not excluded.
Third, if your dog cannot be covered by your renter's insurance or homeowner's insurance; you can always buy animal liability insurance to cover such unfortunate events.
It depends on what your insurance policy covers (they vary). Homeowners insurance usually covers most dog bite injuries. If in doubt, contact your insurance agent.
In some states, the owner isn't held liable for the first bite the dog inflicts.
Dog insurance can cover almost everything from injuries to dogs, to accidents that can cause injuries, and even veterinary visits. It usually covers the majority of the costs and there is a copay just like health insurance.
Home owners It depends on the state you live in. I live in California where State Farm is the only company that will give home owner's insurance if you own a pit bull.
Highly unlikely, Most home insurance policies these days specifically exclude coverage both property and liability for all fighting dog breeds.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
It depends on your rental agreement. It is likely that his concern is liability and if you get insurance to cover him in case the dog bites someone, you might avoid court.
Zurich insurance does not cover dogs unless you have a dog employed at your construction company. Zurich insurance specializes in commercial property and causality insurance.
When a dog bites someone or something.
That will depend on the individual insurance carrier. Some will not cover dogs at all, some cover only certain breeds, and some will cover any dog with no previous history of aggression. Ask your insurance agent whether your own policy covers your dog.
Dog insurance is just like the insurance that we carry for ourselves. By purchasing dog insurance it will assist in the coverage of things such as surgeries that your dog may require to have. If you have purchased a breed that is known to have problems it might be a good investment. There are varying options for dog insurance. http://www.petinsurance.com/ http://www.moneysupermarket.com/c/pet-insurance/dog-insurance/
Dog insurance is important to have if you have pets. It will help cover expenses if your dog gets ill and needs surgery or medicines. It will also help pay if the dog is run over.
If a Homeowners dog bites a child and tears their lip open causing multiple surgeries what is the insurance liability to pay medical bills liability or compensation?
Dog insurance is pretty much exactly what it sounds like. If you have pet insurance, you can be covered for if your pet is ill or is hurt by an accident. A certain amount of cover is given if you have the insurance plan.
Homeowners Insurance does not cover incidental property damage or loss resulting from our choice of pet ownership.Answerit depends , if it is your dog no you don't have any coverage for that . However, it covers dog chewing contact lenses.
Dog insurance covers illnesses, cancer, vehicle accidents, poisonings with food and plants and other common issues.