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The additional driver

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Q: Who is liable to pay the excess if the additional driver has an accident?
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If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?

The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.


Will your insurance cover you if you drink and drive and get in an accident?

Yes, most likely. Review your policy to be sure. However, if the drunk driver caused damages in excess of his or her policy limit, the drunk driver can be held personally liable.


You crashed into the car in front who is liable?

Typically the person that rear-ends the car is the driver sited for the accident. Usually, for following too closely. It is very rare that the front driver is sited and/or held liable for the accident.


Can you be held liable if you have a permit and was in the vehicle with a licensed driver and got into an accident in NY?

Who else do you think should be held liable?


Who is liable for my adult daughter's car accident?

Who is the owner of the car your adult daughter was driving, you or her? If you, you can both be liable. Her as the driver, and you as the owner of the vehicle


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


Can the other person be liable if your son was hit by a car while on his bike but did not use the ambulance to go to the hospital?

Yes, but bear in mind that a person (driver) is not automatically liable just because there was an accident There must be actual injury and or damages and the driver must be determined "At Fault" for the accident. Otherwise there is nothing for them to be liable for.


When waving a person into a parking space causes an accident who is liable?

The driver in the end should be responsible.


Who is liable in a car accident where the driver at fault calls the police the other driver leaves the scene and no police report is filed?

The driver at fault is liable for the collision, regardless of the other driver's actions post-collision. The fleeing driver may later be brought up on Hit and Run or Leaving the Scene of an Accident charges, but that will not change the at fault liability.


What is an excess waiver?

Most of insurance policies include excesses - minimum amount you'll have to pay in case of an accident. E.g. if your bill is for $300 and your excess is $100, your insurance company will pay just $200. Excess waiver is something you can purchase that, in case of an accident, you will not be liable to pay the deductible/excess.


What happens if an excluded driver on your insurance policy cause an accident but you let them drive?

The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.


Is the owner of a vehicle held liable if he allows an unlicensed driver to drive his vehicle and has an accident that kills another driver?

Yes he is do the crime pay the consequences