yours
Either.
I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.
Comprehensive insurance covers theft. Liability & Collision do not.
If one's car is stolen, the first step is to call the police and provide information on the stolen vehicle; then follow the advice of the police as quickly as possible so as not to delay recovery of the vehicle. The next step is to contact the insurance provider to process an insurance claim.
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
You can't just cancel a claim. It is basically up to the Insurance co. to either aprove a claim or deny it. However, it the vehicle was stolen, it is your resposibility to provide a police report proving that the vehicle was indeed stolen.
You should report the theft immediately to the police and to the car owner's insurance company.
Commercial property insurance.
You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.
Call the police.
It is different from regular insurance because it covers you for the difference between your car's value, and what you owe on it if you have an accident that totals the car, or the vehicle is stolen. If you are making payments on the vehicle, and you owe more than its value, your GAP insurance will cover the difference.
If you have a stolen template on your vehicle you may get pulled over by the police. You need to have that corrected.