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Will homeowners insurance cover medical expenses to someone living in the home who is not listed as a homeowner?
Wiki User
∙ 10y ago
No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.
Wiki User
∙ 10y ago
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Does home owners insurance cover accidental falls?
It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.
If a guest were to fall and get injured in my home will my homeowner's insurance cover my guest?
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
Will your homeowner's insurance pay medical expenses if you are injured in a fall in your home?
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
Is there a deductible on the Medical Coverage portion of Homeowners' insurance?
No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.
You cut your finger off in your sisters front door will her insurance cover it?
It depends on the kind of homeowner's insurance she has. If she has liability/medical pay to others with her insurance, then yes, it will cover your medical expenses.
Does homeowner insurance cover tenants who live in a duplex if they fall and break ankle?
No. Homeowners insruance excluded residents of the property. Their medical insurance is responsible for this only.
What kinds of things does my homeowners liability insurance cover?
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Can you sue a homeowner for damages to you and your hand even if it was your fault?
No, you can't sue your own homeowner's insurance for any medical condition you experience whether it is your fault or not. Homeowner's insurance is not medical insurance for the homeowner. However, if it is someone else's home you may have your emergency medical covered as most homeowner's policies have emergency medical coverage for non-residents. It is also possible to sue the homeowner for damages, i.e. a dog bite.
Will my PIP car insurance cover my medical expenses if I don't have health insurance in Texas?
Your PIP insurance will in most cases cover your medical expenses even if you do not possess the required health insurance in Texas. This would pay for your medical expenses in a wreck.
Can you sue a homeowners insurance if their auto insurance does not cover all of you medical pain and suffering?
You can sue anyone you want, But you would lose in this circumstance. You would also be required to cover all the legal expenses and attorney fees for the entity you sued after you lose the case. Homeowners Insurance does not cover auto accident claims, that's what auto insurance is for.
Does homeowners cover injuried guest?
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
