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Any driving offense related to the consumption of alcohol will result in increased auto insurance rates, whether the offender is underage or not.

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Q: Will underage drinking affect your auto insurance?
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Will underage drinking effect auto insurance if the underage drinking did not involve driving?

No.I used to work for an insurance company.The only records we can access are your driving records. Such as DUI's and traffic violations.So if you got busted drinking underage..don't worry.It doesn't effect your auto insurance


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Will a minor in possession of alcohol affect auto insurance rates?

This will depend on whether the minor was driving a car. A minor in possession of alcohol offense, albeit illegal, in itself does not affect auto insurance rates. If the minor was driving a vehicle and had an open container of any alcoholic beverages, then this is a separate offense of violating the open container law in that jurisdiction: all states and counties have that type of law. It too does not have an impact on auto insurance rates, per se. But, if the minor was drinking alcohol while driving and is intoxicated because of such, then we have the more serious offense of driving under the influence of alcoholic beverages. Of course, this will have a significant impact on auto insurance rates, especially for the underaged drinker when he gets his own car insurance. However, it will not have affect on the auto insurance of another person if he agrees to take off the underaged drinker of the list of drivers of his vehicle.


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I have been an agent for almost 20 years and I have never had to ask an applicant if they were on medicare for an auto insurance application. It shouldn't raise your rates at all.


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Can Credit reports can affect an individual's ability to get a job purchase a home and obtain home and auto insurance?

It can affect all of those things.


If you have affordable auto insurance before filing bankruptcy based on good credit do you have to tell the insurance company you filed?

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